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Hereditary Breast and Ovarian Cancer Gene Panel

Nationwide rates for HCPCS 81432

This genetic test analyzes a group of genes associated with an increased inherited risk of breast, ovarian, and related cancers, including the well-known BRCA1 and BRCA2 genes along with several others. It's used for people with a personal or family history that suggests an inherited cancer risk, helping guide decisions about screening, prevention, or treatment. Results identify whether a person carries a gene change linked to higher cancer risk.

Rates data updated July 2026.

How much does Hereditary Breast and Ovarian Cancer Gene Panel cost?

$794

Typical negotiated rate. Nationwide, July 2026.

Insurers have agreed to pay about $794 for this service. The price depends on where it is billed: about $661 from a physician practice, and about $1,380 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 72 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$661$513 to $1,000
FacilityA hospital or hospital-owned outpatient department$1,380$832 to $2,630

How much rates vary

Facilitymedian $1,380 · 10th to 90th $575 to $4,266Professionalmedian $661 · 10th to 90th $407 to $1,514
$10$100$1K$10Kfacility $1,380professional $661

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$575.44
Median
$1,513.56
Typical High
$3,890.45
Aetna
Setting
Professional
Modifier
Global
Typical Low
$446.68
Median
$645.65
Typical High
$1,148.15
BCBS
Setting
Facility
Modifier
Global
Typical Low
$776.25
Median
$1,659.59
Typical High
$5,248.07
BCBS
Setting
Professional
Modifier
Global
Typical Low
$338.84
Median
$398.11
Typical High
$1,318.26
Cigna
Setting
Facility
Modifier
Global
Typical Low
$630.96
Median
$1,584.89
Typical High
$3,981.07
Cigna
Setting
Professional
Modifier
Global
Typical Low
$371.54
Median
$1,348.96
Typical High
$2,511.89
United
Setting
Facility
Modifier
Global
Typical Low
$457.09
Median
$831.76
Typical High
$1,348.96
United
Setting
Professional
Modifier
Global
Typical Low
$288.40
Median
$457.09
Typical High
$1,318.26

What it costs in each state

The same service costs 2.7 times more in Mississippi than in Washington, DC. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Touch or drag across the chart to see any state's rate.

MS $1,380DC $513

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.