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Hereditary Breast and Ovarian Cancer Gene Panel

Michigan rates for HCPCS 81432

This genetic test analyzes a group of genes associated with an increased inherited risk of breast, ovarian, and related cancers, including the well-known BRCA1 and BRCA2 genes along with several others. It's used for people with a personal or family history that suggests an inherited cancer risk, helping guide decisions about screening, prevention, or treatment. Results identify whether a person carries a gene change linked to higher cancer risk.

Rates data updated July 2026.

How much does Hereditary Breast and Ovarian Cancer Gene Panel cost?

$813

Typical negotiated rate. In Michigan, July 2026.

Insurers have agreed to pay about $813 for this service. The price depends on where it is billed: about $813 from a physician practice, and about $646 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 7 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$813$562 to $977
FacilityA hospital or hospital-owned outpatient department$646$646 to $1,175

How much rates vary

Facilitymedian $646 · 10th to 90th $646 to $1,288Professionalmedian $813 · 10th to 90th $479 to $1,148
$500$1K$2Kfacility $646professional $813

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$645.65
Median
$645.65
Typical High
$1,174.90
Aetna
Setting
Professional
Modifier
Global
Typical Low
$426.58
Median
$645.65
Typical High
$1,148.15
BCBS
Setting
Facility
Modifier
Global
Typical Low
$977.24
Median
$1,445.44
Typical High
$2,511.89
BCBS
Setting
Professional
Modifier
Global
Typical Low
$977.24
Median
$977.24
Typical High
$977.24
CareSource
Setting
Facility
Modifier
Global
Typical Low
$1,318.26
Median
$1,318.26
Typical High
$1,348.96
CareSource
Setting
Professional
Modifier
Global
Typical Low
$1,318.26
Median
$1,445.44
Typical High
$1,778.28
Cigna
Setting
Professional
Modifier
Global
Typical Low
$346.74
Median
$1,288.25
Typical High
$1,862.09
Health Alliance Plan
Setting
Facility
Modifier
Global
Typical Low
$645.65
Median
$812.83
Typical High
$2,187.76
Health Alliance Plan
Setting
Professional
Modifier
Global
Typical Low
$537.03
Median
$912.01
Typical High
$1,548.82
Priority Health
Setting
Professional
Modifier
Global
Typical Low
$676.08
Median
$954.99
Typical High
$2,570.40
United
Setting
Facility
Modifier
Global
Typical Low
$676.08
Median
$1,174.90
Typical High
$1,318.26
United
Setting
Professional
Modifier
Global
Typical Low
$288.40
Median
$562.34
Typical High
$933.25

Where Michigan sits

The same service costs 2.7 times more in Mississippi than in Washington, DC. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Michigan· 26th of 51

$813

MS $1,380DC $513

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.