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Hereditary Breast and Ovarian Cancer Gene Panel

Illinois rates for HCPCS 81432

This genetic test analyzes a group of genes associated with an increased inherited risk of breast, ovarian, and related cancers, including the well-known BRCA1 and BRCA2 genes along with several others. It's used for people with a personal or family history that suggests an inherited cancer risk, helping guide decisions about screening, prevention, or treatment. Results identify whether a person carries a gene change linked to higher cancer risk.

Rates data updated July 2026.

How much does Hereditary Breast and Ovarian Cancer Gene Panel cost?

$851

Typical negotiated rate. In Illinois, July 2026.

Insurers have agreed to pay about $851 for this service. The price depends on where it is billed: about $646 from a physician practice, and about $1,380 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$646$513 to $1,000
FacilityA hospital or hospital-owned outpatient department$1,380$851 to $2,042

How much rates vary

Facilitymedian $1,380 · 10th to 90th $562 to $3,020Professionalmedian $646 · 10th to 90th $3 to $1,549
$10$100$1K$10Kfacility $1,380professional $646

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$562.34
Median
$1,318.26
Typical High
$2,630.27
Aetna
Setting
Professional
Modifier
Global
Typical Low
$512.86
Median
$616.60
Typical High
$1,548.82
BCBS
Setting
Facility
Modifier
Global
Typical Low
$1,548.82
Median
$2,754.23
Typical High
$8,511.38
BCBS
Setting
Professional
Modifier
Global
Typical Low
$3.47
Median
$891.25
Typical High
$1,000.00
Cigna
Setting
Facility
Modifier
Global
Typical Low
$1,258.93
Median
$2,398.83
Typical High
$6,025.60
Cigna
Setting
Professional
Modifier
Global
Typical Low
$354.81
Median
$1,096.48
Typical High
$2,187.76
Hally Health
Setting
Professional
Modifier
Global
Typical Low
$1,023.29
Median
$2,089.30
Typical High
$4,786.30
Hally Health
Setting
Facility
Modifier
Global
Typical Low
$100.00
Median
$100.00
Typical High
$100.00
Hally Health
Setting
Professional
Modifier
Global
Typical Low
$1,698.24
Median
$1,698.24
Typical High
$1,698.24
Molina
Setting
Professional
Modifier
Global
Typical Low
$371.54
Median
$371.54
Typical High
$912.01
United
Setting
Facility
Modifier
Global
Typical Low
$676.08
Median
$1,318.26
Typical High
$1,548.82
United
Setting
Professional
Modifier
Global
Typical Low
$288.40
Median
$512.86
Typical High
$933.25

Where Illinois sits

The same service costs 2.7 times more in Mississippi than in Washington, DC. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Illinois· 23rd of 51

$851

MS $1,380DC $513

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.