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Hereditary Breast and Ovarian Cancer Gene Panel

Indiana rates for HCPCS 81432

This genetic test analyzes a group of genes associated with an increased inherited risk of breast, ovarian, and related cancers, including the well-known BRCA1 and BRCA2 genes along with several others. It's used for people with a personal or family history that suggests an inherited cancer risk, helping guide decisions about screening, prevention, or treatment. Results identify whether a person carries a gene change linked to higher cancer risk.

Rates data updated July 2026.

How much does Hereditary Breast and Ovarian Cancer Gene Panel cost?

$646

Typical negotiated rate. In Indiana, July 2026.

Insurers have agreed to pay about $646 for this service. The price depends on where it is billed: about $562 from a physician practice, and about $1,318 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$562$513 to $794
FacilityA hospital or hospital-owned outpatient department$1,318$1,318 to $2,630

How much rates vary

Facilitymedian $1,318 · 10th to 90th $676 to $3,890Professionalmedian $562 · 10th to 90th $339 to $1,148
$500$1K$2K$5K$10Kfacility $1,318professional $562

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$562.34
Median
$1,318.26
Typical High
$3,890.45
Aetna
Setting
Professional
Modifier
Global
Typical Low
$512.86
Median
$562.34
Typical High
$1,148.15
Ambetter
Setting
Professional
Modifier
Global
Typical Low
$1,318.26
Median
$1,318.26
Typical High
$1,318.26
Anthem BCBS
Setting
Facility
Modifier
Global
Typical Low
$1,318.26
Median
$1,318.26
Typical High
$3,890.45
Anthem BCBS
Setting
Professional
Modifier
Global
Typical Low
$338.84
Median
$407.38
Typical High
$1,318.26
CareSource
Setting
Facility
Modifier
Global
Typical Low
$1,047.13
Median
$1,318.26
Typical High
$1,819.70
CareSource
Setting
Professional
Modifier
Global
Typical Low
$1,318.26
Median
$1,445.44
Typical High
$1,819.70
Cigna
Setting
Facility
Modifier
Global
Typical Low
$489.78
Median
$676.08
Typical High
$2,137.96
Cigna
Setting
Professional
Modifier
Global
Typical Low
$346.74
Median
$616.60
Typical High
$1,905.46
United
Setting
Facility
Modifier
Global
Typical Low
$467.74
Median
$676.08
Typical High
$1,318.26
United
Setting
Professional
Modifier
Global
Typical Low
$288.40
Median
$562.34
Typical High
$933.25

Where Indiana sits

The same service costs 2.7 times more in Mississippi than in Washington, DC. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Indiana· 41st of 51

$646

MS $1,380DC $513

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.