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Hereditary Breast and Ovarian Cancer Gene Panel

Tennessee rates for HCPCS 81432

This genetic test analyzes a group of genes associated with an increased inherited risk of breast, ovarian, and related cancers, including the well-known BRCA1 and BRCA2 genes along with several others. It's used for people with a personal or family history that suggests an inherited cancer risk, helping guide decisions about screening, prevention, or treatment. Results identify whether a person carries a gene change linked to higher cancer risk.

Rates data updated July 2026.

How much does Hereditary Breast and Ovarian Cancer Gene Panel cost?

$562

Typical negotiated rate. In Tennessee, July 2026.

Insurers have agreed to pay about $562 for this service. The price depends on where it is billed: about $537 from a physician practice, and about $1,622 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 5 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$537$513 to $871
FacilityA hospital or hospital-owned outpatient department$1,622$631 to $3,715

How much rates vary

Facilitymedian $1,622 · 10th to 90th $513 to $5,623Professionalmedian $537 · 10th to 90th $447 to $1,148
$200$500$1K$2K$5Kfacility $1,622professional $537

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$512.86
Median
$2,398.83
Typical High
$5,623.41
Aetna
Setting
Professional
Modifier
Global
Typical Low
$478.63
Median
$537.03
Typical High
$1,148.15
BCBS
Setting
Professional
Modifier
Global
Typical Low
$676.08
Median
$933.25
Typical High
$1,318.26
Cigna
Setting
Facility
Modifier
Global
Typical Low
$446.68
Median
$1,513.56
Typical High
$2,818.38
Cigna
Setting
Professional
Modifier
Global
Typical Low
$309.03
Median
$457.09
Typical High
$1,148.15
Lucent Health
Setting
Facility
Modifier
Global
Typical Low
$6,165.95
Median
$6,165.95
Typical High
$6,165.95
Lucent Health
Setting
Professional
Modifier
Global
Typical Low
$6,456.54
Median
$9,772.37
Typical High
$9,772.37
United
Setting
Facility
Modifier
Global
Typical Low
$407.38
Median
$676.08
Typical High
$831.76
United
Setting
Professional
Modifier
Global
Typical Low
$288.40
Median
$478.63
Typical High
$933.25

Where Tennessee sits

The same service costs 2.7 times more in Mississippi than in Washington, DC. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Tennessee· 46th of 51

$562

MS $1,380DC $513

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.