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Hereditary Breast and Ovarian Cancer Gene Panel

Texas rates for HCPCS 81432

This genetic test analyzes a group of genes associated with an increased inherited risk of breast, ovarian, and related cancers, including the well-known BRCA1 and BRCA2 genes along with several others. It's used for people with a personal or family history that suggests an inherited cancer risk, helping guide decisions about screening, prevention, or treatment. Results identify whether a person carries a gene change linked to higher cancer risk.

Rates data updated July 2026.

How much does Hereditary Breast and Ovarian Cancer Gene Panel cost?

$871

Typical negotiated rate. In Texas, July 2026.

Insurers have agreed to pay about $871 for this service. The price depends on where it is billed: about $575 from a physician practice, and about $1,349 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 13 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$575$427 to $1,096
FacilityA hospital or hospital-owned outpatient department$1,349$813 to $2,884

How much rates vary

Facilitymedian $1,349 · 10th to 90th $513 to $3,631Professionalmedian $575 · 10th to 90th $380 to $1,549
$10$100$1K$10Kfacility $1,349professional $575

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$446.68
Median
$1,258.93
Typical High
$3,235.94
Aetna
Setting
Professional
Modifier
Global
Typical Low
$407.38
Median
$575.44
Typical High
$1,445.44
Ambetter
Setting
Professional
Modifier
Global
Typical Low
$416.87
Median
$416.87
Typical High
$416.87
BCBS
Setting
Facility
Modifier
Global
Typical Low
$812.83
Median
$2,398.83
Typical High
$4,786.30
BCBS
Setting
Professional
Modifier
Global
Typical Low
$5.01
Median
$724.44
Typical High
$812.83
Baylor Scott & White
Setting
Professional
Modifier
Global
Typical Low
$676.08
Median
$977.24
Typical High
$1,819.70
Christus
Setting
Facility
Modifier
Global
Typical Low
$676.08
Median
$676.08
Typical High
$676.08
Cigna
Setting
Facility
Modifier
Global
Typical Low
$630.96
Median
$1,479.11
Typical High
$3,630.78
Cigna
Setting
Professional
Modifier
Global
Typical Low
$389.05
Median
$933.25
Typical High
$1,905.46
Lucent Health
Setting
Facility
Modifier
Global
Typical Low
$6,165.95
Median
$6,165.95
Typical High
$6,165.95
Lucent Health
Setting
Professional
Modifier
Global
Typical Low
$6,456.54
Median
$9,772.37
Typical High
$9,772.37
Moda Health
Setting
Facility
Modifier
Global
Typical Low
$489.78
Median
$1,096.48
Typical High
$1,621.81
Moda Health
Setting
Professional
Modifier
Global
Typical Low
$1,096.48
Median
$1,318.26
Typical High
$1,949.84
Molina
Setting
Professional
Modifier
Global
Typical Low
$977.24
Median
$977.24
Typical High
$977.24
Oscar Health
Setting
Professional
Modifier
Global
Typical Low
$1,318.26
Median
$1,412.54
Typical High
$2,754.23
Providence
Setting
Facility
Modifier
Global
Typical Low
$489.78
Median
$1,258.93
Typical High
$2,290.87
Providence
Setting
Professional
Modifier
Global
Typical Low
$389.05
Median
$933.25
Typical High
$1,621.81
United
Setting
Facility
Modifier
Global
Typical Low
$389.05
Median
$676.08
Typical High
$1,318.26
United
Setting
Professional
Modifier
Global
Typical Low
$288.40
Median
$389.05
Typical High
$933.25
Wellpoint
Setting
Professional
Modifier
Global
Typical Low
$263.03
Median
$1,318.26
Typical High
$1,778.28

Where Texas sits

The same service costs 2.7 times more in Mississippi than in Washington, DC. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Texas· 18th of 51

$871

MS $1,380DC $513

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.