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Hereditary Breast and Ovarian Cancer Gene Panel

Maryland rates for HCPCS 81432

This genetic test analyzes a group of genes associated with an increased inherited risk of breast, ovarian, and related cancers, including the well-known BRCA1 and BRCA2 genes along with several others. It's used for people with a personal or family history that suggests an inherited cancer risk, helping guide decisions about screening, prevention, or treatment. Results identify whether a person carries a gene change linked to higher cancer risk.

Rates data updated July 2026.

How much does Hereditary Breast and Ovarian Cancer Gene Panel cost?

$603

Typical negotiated rate. In Maryland, July 2026.

Insurers have agreed to pay about $603 for this service. Most negotiated rates run $501 to $933.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

How much rates vary

Facilitymedian $479 · 10th to 90th $288 to $1,318Professionalmedian $603 · 10th to 90th $417 to $1,148
$500$1K$2K$5Kfacility $479professional $603

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Small sample; interpret with caution. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Professional
Modifier
Global
Typical Low
$446.68
Median
$602.56
Typical High
$1,148.15
CareFirst
Setting
Professional
Modifier
Global
Typical Low
$933.25
Median
$933.25
Typical High
$1,174.90
Cigna
Setting
Facility
Modifier
Global
Typical Low
$363.08
Median
$478.63
Typical High
$1,318.26
Cigna
Setting
Professional
Modifier
Global
Typical Low
$371.54
Median
$537.03
Typical High
$1,949.84
Kaiser Permanente
Setting
Professional
Modifier
Global
Typical Low
$1,230.27
Median
$1,445.44
Typical High
$1,949.84
United
Setting
Facility
Modifier
Global
Typical Low
$288.40
Median
$616.60
Typical High
$1,318.26
United
Setting
Professional
Modifier
Global
Typical Low
$309.03
Median
$389.05
Typical High
$741.31
Wellpoint
Setting
Professional
Modifier
Global
Typical Low
$263.03
Median
$645.65
Typical High
$1,949.84

Where Maryland sits

The same service costs 2.7 times more in Mississippi than in Washington, DC. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Maryland· 44th of 51

$603

MS $1,380DC $513

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.