go back

Hereditary Breast and Ovarian Cancer Gene Panel

Florida rates for HCPCS 81432

This genetic test analyzes a group of genes associated with an increased inherited risk of breast, ovarian, and related cancers, including the well-known BRCA1 and BRCA2 genes along with several others. It's used for people with a personal or family history that suggests an inherited cancer risk, helping guide decisions about screening, prevention, or treatment. Results identify whether a person carries a gene change linked to higher cancer risk.

Rates data updated July 2026.

How much does Hereditary Breast and Ovarian Cancer Gene Panel cost?

$603

Typical negotiated rate. In Florida, July 2026.

Insurers have agreed to pay about $603 for this service. The price depends on where it is billed: about $589 from a physician practice, and about $1,950 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 8 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$589$562 to $646
FacilityA hospital or hospital-owned outpatient department$1,950$832 to $2,570

How much rates vary

Facilitymedian $1,950 · 10th to 90th $617 to $5,248Professionalmedian $589 · 10th to 90th $479 to $1,047
$20$100$500$2Kfacility $1,950professional $589

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$616.60
Median
$1,949.84
Typical High
$6,456.54
Aetna
Setting
Professional
Modifier
Global
Typical Low
$524.81
Median
$588.84
Typical High
$933.25
Ambetter
Setting
Professional
Modifier
Global
Typical Low
$407.38
Median
$416.87
Typical High
$416.87
AvMed
Setting
Facility
Modifier
Global
Typical Low
$1,148.15
Median
$1,318.26
Typical High
$1,548.82
AvMed
Setting
Professional
Modifier
Global
Typical Low
$14.13
Median
$1,318.26
Typical High
$1,318.26
Cigna
Setting
Facility
Modifier
Global
Typical Low
$478.63
Median
$794.33
Typical High
$2,691.53
Cigna
Setting
Professional
Modifier
Global
Typical Low
$346.74
Median
$741.31
Typical High
$1,659.59
Florida Blue
Setting
Facility
Modifier
Global
Typical Low
$2,398.83
Median
$2,398.83
Typical High
$2,398.83
Florida Blue
Setting
Professional
Modifier
Global
Typical Low
$776.25
Median
$776.25
Typical High
$1,047.13
Molina
Setting
Professional
Modifier
Global
Typical Low
$89.13
Median
$354.81
Typical High
$1,174.90
United
Setting
Facility
Modifier
Global
Typical Low
$389.05
Median
$616.60
Typical High
$1,318.26
United
Setting
Professional
Modifier
Global
Typical Low
$288.40
Median
$389.05
Typical High
$933.25
Wellpoint
Setting
Professional
Modifier
Global
Typical Low
$407.38
Median
$407.38
Typical High
$1,318.26

Where Florida sits

The same service costs 2.7 times more in Mississippi than in Washington, DC. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Florida· 43rd of 51

$603

MS $1,380DC $513

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.