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Hereditary Breast and Ovarian Cancer Gene Panel

Massachusetts rates for HCPCS 81432

This genetic test analyzes a group of genes associated with an increased inherited risk of breast, ovarian, and related cancers, including the well-known BRCA1 and BRCA2 genes along with several others. It's used for people with a personal or family history that suggests an inherited cancer risk, helping guide decisions about screening, prevention, or treatment. Results identify whether a person carries a gene change linked to higher cancer risk.

Rates data updated July 2026.

How much does Hereditary Breast and Ovarian Cancer Gene Panel cost?

$1,318

Typical negotiated rate. In Massachusetts, July 2026.

Insurers have agreed to pay about $1,318 for this service. The price depends on where it is billed: about $1,318 from a physician practice, and about $1,820 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 9 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$1,318$692 to $1,318
FacilityA hospital or hospital-owned outpatient department$1,820$1,318 to $2,399

How much rates vary

Facilitymedian $1,820 · 10th to 90th $646 to $3,802Professionalmedian $1,318 · 10th to 90th $479 to $2,089
$500$1K$2K$5Kfacility $1,820professional $1,318

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$645.65
Median
$1,949.84
Typical High
$3,801.89
Aetna
Setting
Professional
Modifier
Global
Typical Low
$478.63
Median
$758.58
Typical High
$1,318.26
AllWays Health Partners
Setting
Facility
Modifier
Global
Typical Low
$616.60
Median
$954.99
Typical High
$6,165.95
AllWays Health Partners
Setting
Professional
Modifier
Global
Typical Low
$407.38
Median
$891.25
Typical High
$3,715.35
BCBS
Setting
Facility
Modifier
Global
Typical Low
$1,318.26
Median
$1,659.59
Typical High
$2,398.83
BCBS
Setting
Professional
Modifier
Global
Typical Low
$1,230.27
Median
$1,230.27
Typical High
$1,230.27
Cigna
Setting
Facility
Modifier
Global
Typical Low
$489.78
Median
$758.58
Typical High
$1,174.90
Cigna
Setting
Professional
Modifier
Global
Typical Low
$416.87
Median
$776.25
Typical High
$2,238.72
Fallon Health
Setting
Facility
Modifier
Global
Typical Low
$83.18
Median
$3,630.78
Typical High
$9,772.37
Fallon Health
Setting
Professional
Modifier
Global
Typical Low
$512.86
Median
$1,862.09
Typical High
$2,238.72
Harvard Pilgrim
Setting
Professional
Modifier
Global
Typical Low
$1,318.26
Median
$1,318.26
Typical High
$2,089.30
Health New England
Setting
Facility
Modifier
Global
Typical Low
$1,862.09
Median
$1,862.09
Typical High
$1,862.09
Mass General Brigham
Setting
Facility
Modifier
Global
Typical Low
$616.60
Median
$954.99
Typical High
$6,165.95
Mass General Brigham
Setting
Professional
Modifier
Global
Typical Low
$407.38
Median
$891.25
Typical High
$3,715.35
United
Setting
Facility
Modifier
Global
Typical Low
$562.34
Median
$831.76
Typical High
$1,318.26
United
Setting
Professional
Modifier
Global
Typical Low
$407.38
Median
$1,202.26
Typical High
$1,621.81

Where Massachusetts sits

The same service costs 2.7 times more in Mississippi than in Washington, DC. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Massachusetts· 4th of 51

$1,318

MS $1,380DC $513

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.