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Hereditary Breast and Ovarian Cancer Gene Panel

North Carolina rates for HCPCS 81432

This genetic test analyzes a group of genes associated with an increased inherited risk of breast, ovarian, and related cancers, including the well-known BRCA1 and BRCA2 genes along with several others. It's used for people with a personal or family history that suggests an inherited cancer risk, helping guide decisions about screening, prevention, or treatment. Results identify whether a person carries a gene change linked to higher cancer risk.

Rates data updated July 2026.

How much does Hereditary Breast and Ovarian Cancer Gene Panel cost?

$776

Typical negotiated rate. In North Carolina, July 2026.

Insurers have agreed to pay about $776 for this service. The price depends on where it is billed: about $617 from a physician practice, and about $1,122 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 7 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$617$513 to $1,122
FacilityA hospital or hospital-owned outpatient department$1,122$575 to $1,380

How much rates vary

Facilitymedian $1,122 · 10th to 90th $537 to $2,239Professionalmedian $617 · 10th to 90th $288 to $1,318
$100$200$500$1K$2K$5Kfacility $1,122professional $617

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$478.63
Median
$1,148.15
Typical High
$2,238.72
Aetna
Setting
Professional
Modifier
Global
Typical Low
$446.68
Median
$537.03
Typical High
$1,148.15
Ambetter
Setting
Professional
Modifier
Global
Typical Low
$1,318.26
Median
$1,318.26
Typical High
$1,318.26
BCBS
Setting
Facility
Modifier
Global
Typical Low
$1,148.15
Median
$2,041.74
Typical High
$2,884.03
BCBS
Setting
Professional
Modifier
Global
Typical Low
$75.86
Median
$1,047.13
Typical High
$1,995.26
Cigna
Setting
Facility
Modifier
Global
Typical Low
$758.58
Median
$2,041.74
Typical High
$5,888.44
Cigna
Setting
Professional
Modifier
Global
Typical Low
$316.23
Median
$602.56
Typical High
$1,202.26
Medcost
Setting
Professional
Modifier
Global
Typical Low
$3,090.30
Median
$3,090.30
Typical High
$3,090.30
Medcost
Setting
Facility
Modifier
Global
Typical Low
$524.81
Median
$741.31
Typical High
$1,288.25
Medcost
Setting
Professional
Modifier
Global
Typical Low
$549.54
Median
$562.34
Typical High
$1,318.26
United
Setting
Facility
Modifier
Global
Typical Low
$562.34
Median
$891.25
Typical High
$1,230.27
United
Setting
Professional
Modifier
Global
Typical Low
$288.40
Median
$467.74
Typical High
$977.24
Wellcare
Setting
Facility
Modifier
Global
Typical Low
$6,165.95
Median
$6,165.95
Typical High
$6,165.95
Wellcare
Setting
Professional
Modifier
Global
Typical Low
$6,456.54
Median
$6,456.54
Typical High
$9,772.37

Where North Carolina sits

The same service costs 2.7 times more in Mississippi than in Washington, DC. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

North Carolina· 32nd of 51

$776

MS $1,380DC $513

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.