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Rebuilding a Torn Knuckle-Joint Side Ligament

Montana rates for HCPCS 26542

Rebuilds a torn ligament on the side of the joint where a finger or thumb meets the hand, restoring the sideways stability needed for pinching and gripping. It is used when a ligament has been torn away or stretched out and the joint gives way under load. The joint is usually splinted afterwards while the reconstruction heals.

Rates data updated October 2026.

How much does Rebuilding a Torn Knuckle-Joint Side Ligament cost?

$2,350

Typical total for the visit. In Montana, October 2026.

Insurers have agreed to pay about $2,350 for this procedure. That total is two separate charges: $1,148 to the doctor who performs it, and $1,202 to the hospital or surgery center where it takes place. Done somewhere without a facility charge, you pay only the first.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

What's inside this number

Part of the billTypicalRange
Physician feeThe doctor who performs it$1,148$776 to $1,148
Facility feeThe hospital or surgery center$1,202$1,148 to $1,288

How much rates vary

Facilitymedian $1,202 · 10th to 90th $955 to $1,862Professionalmedian $1,148 · 10th to 90th $550 to $1,202
$100$200$500$1K$2K$5Kfacility $1,202professional $1,148

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Professional
Modifier
None
Typical Low
$630.96
Median
$707.95
Typical High
$1,148.15
BCBS Montana
Setting
Facility
Modifier
None
Typical Low
$1,819.70
Median
$1,819.70
Typical High
$1,819.70
BCBS Montana
Setting
Professional
Modifier
None
Typical Low
$1,148.15
Median
$1,148.15
Typical High
$1,148.15
Cigna
Setting
Facility
Modifier
None
Typical Low
$1,148.15
Median
$3,388.44
Typical High
$7,585.78
Cigna
Setting
Professional
Modifier
None
Typical Low
$1,122.02
Median
$1,148.15
Typical High
$1,148.15
MountainHealth Co-op
Setting
Facility
Modifier
None
Typical Low
$954.99
Median
$1,202.26
Typical High
$1,380.38
MountainHealth Co-op
Setting
Professional
Modifier
None
Typical Low
$776.25
Median
$1,202.26
Typical High
$1,258.93
Providence
Setting
Facility
Modifier
None
Typical Low
$1,148.15
Median
$3,388.44
Typical High
$7,585.78
Providence
Setting
Professional
Modifier
None
Typical Low
$79.43
Median
$1,000.00
Typical High
$1,174.90
United
Setting
Facility
Modifier
None
Typical Low
$602.56
Median
$1,000.00
Typical High
$1,862.09
United
Setting
Professional
Modifier
None
Typical Low
$1,023.29
Median
$1,148.15
Typical High
$1,288.25

Where Montana sits

The same service costs 4.4 times more in Alaska than in Delaware. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Physician feeFacility fee

Montana· 43rd of 51

$2,350

$1,148 physician + $1,202 facility

AK $7,120DE $1,631

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.