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Rebuilding a Torn Knuckle-Joint Side Ligament

Nationwide rates for HCPCS 26542

Rebuilds a torn ligament on the side of the joint where a finger or thumb meets the hand, restoring the sideways stability needed for pinching and gripping. It is used when a ligament has been torn away or stretched out and the joint gives way under load. The joint is usually splinted afterwards while the reconstruction heals.

Rates data updated July 2026.

How much does Rebuilding a Torn Knuckle-Joint Side Ligament cost?

$6,345

Typical total for the visit. Nationwide, July 2026.

Insurers have agreed to pay about $6,345 for this procedure. That total is two separate charges: $1,096 to the doctor who performs it, and $5,248 to the hospital or surgery center where it takes place. Done somewhere without a facility charge, you pay only the first.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 54 insurance carriers under federal price transparency rules.

What's inside this number

Part of the billTypicalRange
Physician feeThe doctor who performs it$1,096$832 to $1,622
Facility feeThe hospital or surgery center$5,248$2,399 to $8,913

How much rates vary

Facilitymedian $5,248 · 10th to 90th $1,000 to $13,804Professionalmedian $1,096 · 10th to 90th $692 to $2,455
$100$500$2K$10Kfacility $5,248professional $1,096

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$977.24
Median
$4,677.35
Typical High
$12,022.64
BCBS
Setting
Facility
Modifier
Global
Typical Low
$2,951.21
Median
$8,128.31
Typical High
$16,218.10
Cigna
Setting
Facility
Modifier
Global
Typical Low
$1,174.90
Median
$2,238.72
Typical High
$7,244.36
United
Setting
Facility
Modifier
Global
Typical Low
$1,000.00
Median
$2,884.03
Typical High
$6,760.83

What it costs in each state

The same service costs 6.8 times more in California than in Maryland. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Physician feeFacility fee

Touch or drag across the chart to see any state's rate.

CA $9,991MD $1,477

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.