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Extended Advance Care Planning Discussion

Montana rates for HCPCS 99498

This is an extended conversation between a patient and their healthcare provider about future medical care wishes, including decisions about treatments a person would or would not want if seriously ill. It covers additional time spent beyond an initial advance care planning discussion, often completing or updating documents like a living will or healthcare proxy.

Rates data updated October 2026.

How much does Extended Advance Care Planning Discussion cost?

$105

Typical negotiated rate. In Montana, October 2026.

Insurers have agreed to pay about $105 for this service. The price depends on where it is billed: about $105 from a physician practice, and about $120 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$105$93.33 to $112
FacilityA hospital or hospital-owned outpatient department$120$110 to $135

How much rates vary

Facilitymedian $120 · 10th to 90th $107 to $145Professionalmedian $105 · 10th to 90th $72 to $123
$100facility $120professional $105

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Professional
Modifier
None
Typical Low
$54.95
Median
$72.44
Typical High
$93.33
BCBS Montana
Setting
Professional
Modifier
None
Typical Low
$100.00
Median
$112.20
Typical High
$112.20
Cigna
Setting
Facility
Modifier
None
Typical Low
$112.20
Median
$112.20
Typical High
$131.83
Cigna
Setting
Professional
Modifier
None
Typical Low
$93.33
Median
$112.20
Typical High
$112.20
MountainHealth Co-op
Setting
Facility
Modifier
None
Typical Low
$107.15
Median
$125.89
Typical High
$144.54
MountainHealth Co-op
Setting
Professional
Modifier
None
Typical Low
$83.18
Median
$114.82
Typical High
$141.25
Providence
Setting
Facility
Modifier
None
Typical Low
$112.20
Median
$112.20
Typical High
$131.83
Providence
Setting
Professional
Modifier
None
Typical Low
$69.18
Median
$97.72
Typical High
$114.82
United
Setting
Professional
Modifier
None
Typical Low
$102.33
Median
$117.49
Typical High
$134.90
1 more rate with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$26.92
Median
$33.88
Typical High
$45.71

Where Montana sits

The same service costs 3.0 times more in Alaska than in New York. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Montana· 11th of 51

$105

AK $174NY $57.54

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.