go back

Advance Care Planning Discussion

North Carolina rates for HCPCS 99497

A face-to-face conversation between a clinician and a patient, a family member or a person appointed to decide on their behalf, about the patient's wishes for future medical care. It covers explaining and discussing advance directives such as a living will or naming a healthcare proxy, and completing those forms if the patient wishes. It covers the first substantial block of time spent on the discussion.

Rates data updated October 2026.

How much does Advance Care Planning Discussion cost?

$145

Typical physician fee. In North Carolina, October 2026.

Insurers have agreed to pay about $145 for this service. Most negotiated rates run $107 to $174.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 7 insurance carriers under federal price transparency rules.

How much rates vary

Facilitymedian $83 · 10th to 90th $76 to $100Professionalmedian $145 · 10th to 90th $79 to $204
$50$100$200facility $83professional $145

Distribution of negotiated rates across all payers (price axis is log-scale). Small sample; interpret with caution. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$75.86
Median
$83.18
Typical High
$83.18
Aetna
Setting
Professional
Modifier
None
Typical Low
$66.07
Median
$77.62
Typical High
$104.71
Ambetter
Setting
Professional
Modifier
None
Typical Low
$64.57
Median
$109.65
Typical High
$138.04
BCBS North Carolina
Setting
Professional
Modifier
None
Typical Low
$104.71
Median
$154.88
Typical High
$204.17
Cigna
Setting
Professional
Modifier
None
Typical Low
$75.86
Median
$117.49
Typical High
$169.82
Medcost
Setting
Professional
Modifier
None
Typical Low
$158.49
Median
$158.49
Typical High
$158.49
Medcost
Setting
Facility
Modifier
None
Typical Low
$75.86
Median
$83.18
Typical High
$100.00
Medcost
Setting
Professional
Modifier
None
Typical Low
$75.86
Median
$95.50
Typical High
$95.50
Oscar Health
Setting
Professional
Modifier
None
Typical Low
$72.44
Median
$128.82
Typical High
$186.21
United
Setting
Professional
Modifier
None
Typical Low
$72.44
Median
$83.18
Typical High
$134.90
8 more rates with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$32.36
Median
$38.02
Typical High
$41.69
Ambetter
Setting
Professional
Modifier
25 · Same-day visit
Typical Low
$53.70
Median
$70.79
Typical High
$95.50
Ambetter
Setting
Professional
Modifier
33 · Preventive service
Typical Low
$83.18
Median
$83.18
Typical High
$100.00
Medcost
Setting
Professional
Modifier
51 · Multiple procedures
Typical Low
$33.11
Median
$47.86
Typical High
$47.86
Medcost
Setting
Professional
Modifier
80 · Assistant surgeon
Typical Low
$13.49
Median
$19.05
Typical High
$19.05
Medcost
Setting
Professional
Modifier
81 · Minimal assistant surgeon
Typical Low
$9.33
Median
$13.49
Typical High
$13.49
Medcost
Setting
Professional
Modifier
82 · Assistant surgeon, no resident
Typical Low
$9.33
Median
$13.49
Typical High
$13.49
Medcost
Setting
Professional
Modifier
AS · PA/NP assist
Typical Low
$9.33
Median
$13.49
Typical High
$13.49

Where North Carolina sits

The same service costs 2.8 times more in Alaska than in New York. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

North Carolina· 3rd of 51

$145

AK $182NY $64.57

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.