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Advance Care Planning Discussion

Montana rates for HCPCS 99497

A face-to-face conversation between a clinician and a patient, a family member or a person appointed to decide on their behalf, about the patient's wishes for future medical care. It covers explaining and discussing advance directives such as a living will or naming a healthcare proxy, and completing those forms if the patient wishes. It covers the first substantial block of time spent on the discussion.

Rates data updated October 2026.

How much does Advance Care Planning Discussion cost?

$117

Typical negotiated rate. In Montana, October 2026.

Insurers have agreed to pay about $117 for this service. The price depends on where it is billed: about $117 from a physician practice, and about $123 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$117$100 to $129
FacilityA hospital or hospital-owned outpatient department$123$115 to $151

How much rates vary

Facilitymedian $123 · 10th to 90th $112 to $162Professionalmedian $117 · 10th to 90th $79 to $135
$100$200facility $123professional $117

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Professional
Modifier
None
Typical Low
$57.54
Median
$75.86
Typical High
$107.15
BCBS Montana
Setting
Professional
Modifier
None
Typical Low
$107.15
Median
$117.49
Typical High
$128.82
Cigna
Setting
Facility
Modifier
None
Typical Low
$117.49
Median
$117.49
Typical High
$154.88
Cigna
Setting
Professional
Modifier
None
Typical Low
$100.00
Median
$117.49
Typical High
$128.82
MountainHealth Co-op
Setting
Facility
Modifier
None
Typical Low
$112.20
Median
$128.82
Typical High
$162.18
MountainHealth Co-op
Setting
Professional
Modifier
None
Typical Low
$93.33
Median
$120.23
Typical High
$158.49
Providence
Setting
Facility
Modifier
None
Typical Low
$117.49
Median
$117.49
Typical High
$154.88
Providence
Setting
Professional
Modifier
None
Typical Low
$79.43
Median
$109.65
Typical High
$131.83
United
Setting
Professional
Modifier
None
Typical Low
$109.65
Median
$131.83
Typical High
$151.36
1 more rate with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$28.84
Median
$38.02
Typical High
$52.48

Where Montana sits

The same service costs 2.8 times more in Alaska than in New York. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Montana· 10th of 51

$117

AK $182NY $64.57

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.