A comprehensive first-time wellness visit for an adult patient between about 40 and 64 who is new to this provider, focused on preventive care rather than an existing illness. It typically includes a full health history, an age-appropriate physical exam, and counseling on preventive topics that become more relevant with age, such as certain screenings and lifestyle guidance. It's meant to establish a baseline and catch potential health issues early.
Rates data updated October 2026.
How much does Annual Checkup, New Patient (Ages 40-64) cost?
$155
Typical physician fee. In Vermont, October 2026.
Insurers have agreed to pay about $155 for this service. Most negotiated rates run $126 to $200.
These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 5 insurance carriers under federal price transparency rules.
How much rates vary
Professionalmedian $155 · 10th to 90th $117 to $257
Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.
Rates by insurance carrier
Insurance Carrier
Facility/Professional
Modifier
Typical LowTypical Low is the 10th percentile of the published rates, Median the 50th, and Typical High the 90th. One in ten rates falls below Typical Low, and one in ten falls above Typical High.
MedianTypical Low is the 10th percentile of the published rates, Median the 50th, and Typical High the 90th. One in ten rates falls below Typical Low, and one in ten falls above Typical High.
Typical HighTypical Low is the 10th percentile of the published rates, Median the 50th, and Typical High the 90th. One in ten rates falls below Typical Low, and one in ten falls above Typical High.
Aetna
Setting
Professional
Modifier
None
Typical Low
$112.20
Median
$138.04
Typical High
$173.78
Professional
None
$112.20
$138.04
$173.78
BCBS Vermont
Setting
Professional
Modifier
None
Typical Low
$213.80
Median
$257.04
Typical High
$257.04
Professional
None
$213.80
$257.04
$257.04
Cigna
Setting
Professional
Modifier
None
Typical Low
$117.49
Median
$154.88
Typical High
$173.78
Professional
None
$117.49
$154.88
$173.78
MVP Health Care
Setting
Professional
Modifier
None
Typical Low
$158.49
Median
$181.97
Typical High
$234.42
Professional
None
$158.49
$181.97
$234.42
United
Setting
Professional
Modifier
None
Typical Low
$125.89
Median
$169.82
Typical High
$213.80
Professional
None
$125.89
$169.82
$213.80
3 more rates with less common billing modifiers
A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.
Insurance Carrier
Facility/Professional
Modifier
Typical LowTypical Low is the 10th percentile of the published rates, Median the 50th, and Typical High the 90th. One in ten rates falls below Typical Low, and one in ten falls above Typical High.
MedianTypical Low is the 10th percentile of the published rates, Median the 50th, and Typical High the 90th. One in ten rates falls below Typical Low, and one in ten falls above Typical High.
Typical HighTypical Low is the 10th percentile of the published rates, Median the 50th, and Typical High the 90th. One in ten rates falls below Typical Low, and one in ten falls above Typical High.
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$57.54
Median
$61.66
Typical High
$77.62
Professional
52 · Reduced service
$57.54
$61.66
$77.62
Aetna
Setting
Professional
Modifier
55 · Aftercare only
Typical Low
$16.98
Median
$18.62
Typical High
$22.91
Professional
55 · Aftercare only
$16.98
$18.62
$22.91
Aetna
Setting
Professional
Modifier
56 · Pre-op care only
Typical Low
$11.48
Median
$12.30
Typical High
$15.49
Professional
56 · Pre-op care only
$11.48
$12.30
$15.49
Where Vermont sits
The same service costs 2.7 times more in Alaska than in Washington, DC. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.