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Occupational Therapy, Self-Care Training

Michigan rates for HCPCS 97535

An occupational therapist works one-on-one with a patient to build or relearn skills needed for daily activities such as dressing, bathing, cooking, or managing a household. This is billed in 15-minute increments and is often used after an injury, surgery, or illness that affects a person's ability to manage everyday tasks.

Rates data updated October 2026.

How much does Occupational Therapy, Self-Care Training cost?

$26.30

Typical negotiated rate. In Michigan, October 2026.

Insurers have agreed to pay about $26.30 for this service. The price depends on where it is billed: about $26.30 from a physician practice, and about $40.74 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 8 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$26.30$25.12 to $33.11
FacilityA hospital or hospital-owned outpatient department$40.74$25.70 to $54.95

How much rates vary

Facilitymedian $41 · 10th to 90th $25 to $85Professionalmedian $26 · 10th to 90th $25 to $35
$20$50$100facility $41professional $26

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$25.12
Median
$25.12
Typical High
$31.62
Aetna
Setting
Professional
Modifier
None
Typical Low
$25.12
Median
$25.12
Typical High
$26.92
BCBS Michigan
Setting
Facility
Modifier
None
Typical Low
$35.48
Median
$50.12
Typical High
$66.07
BCBS Michigan
Setting
Professional
Modifier
None
Typical Low
$31.62
Median
$33.11
Typical High
$33.11
CareSource
Setting
Facility
Modifier
None
Typical Low
$15.14
Median
$15.14
Typical High
$53.70
Cigna
Setting
Professional
Modifier
None
Typical Low
$25.12
Median
$30.90
Typical High
$75.86
Health Alliance Plan
Setting
Facility
Modifier
None
Typical Low
$25.12
Median
$39.81
Typical High
$95.50
Health Alliance Plan
Setting
Professional
Modifier
None
Typical Low
$24.55
Median
$25.12
Typical High
$40.74
Priority Health
Setting
Professional
Modifier
None
Typical Low
$22.91
Median
$29.51
Typical High
$67.61
United
Setting
Facility
Modifier
None
Typical Low
$25.70
Median
$32.36
Typical High
$35.48
United
Setting
Professional
Modifier
None
Typical Low
$28.18
Median
$29.51
Typical High
$33.88
6 more rates with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Ambetter
Setting
Professional
Modifier
GO · Occupational therapy plan
Typical Low
$27.54
Median
$27.54
Typical High
$27.54
Ambetter
Setting
Professional
Modifier
GP · Physical therapy plan
Typical Low
$27.54
Median
$28.84
Typical High
$28.84
Health Alliance Plan
Setting
Facility
Modifier
GO · Occupational therapy plan
Typical Low
$33.88
Median
$67.61
Typical High
$100.00
Health Alliance Plan
Setting
Facility
Modifier
GP · Physical therapy plan
Typical Low
$50.12
Median
$83.18
Typical High
$102.33
Health Alliance Plan
Setting
Professional
Modifier
GO · Occupational therapy plan
Typical Low
$43.65
Median
$81.28
Typical High
$123.03
Health Alliance Plan
Setting
Professional
Modifier
GP · Physical therapy plan
Typical Low
$32.36
Median
$47.86
Typical High
$100.00

Where Michigan sits

The same service costs 3.0 times more in Alaska than in Ohio. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Michigan· 42nd of 51

$26.30

AK $63.10OH $20.89

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.