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Occupational Therapy, Self-Care Training

Indiana rates for HCPCS 97535

An occupational therapist works one-on-one with a patient to build or relearn skills needed for daily activities such as dressing, bathing, cooking, or managing a household. This is billed in 15-minute increments and is often used after an injury, surgery, or illness that affects a person's ability to manage everyday tasks.

Rates data updated October 2026.

How much does Occupational Therapy, Self-Care Training cost?

$25.70

Typical negotiated rate. In Indiana, October 2026.

Insurers have agreed to pay about $25.70 for this service. The price depends on where it is billed: about $25.70 from a physician practice, and about $42.66 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 7 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$25.70$23.44 to $30.20
FacilityA hospital or hospital-owned outpatient department$42.66$28.18 to $66.07

How much rates vary

Facilitymedian $43 · 10th to 90th $23 to $100Professionalmedian $26 · 10th to 90th $22 to $32
$20$50$100$200$500$1K$2Kfacility $43professional $26

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$23.44
Median
$31.62
Typical High
$46.77
Aetna
Setting
Professional
Modifier
None
Typical Low
$19.95
Median
$22.91
Typical High
$36.31
Anthem BCBS
Setting
Facility
Modifier
None
Typical Low
$25.70
Median
$28.18
Typical High
$46.77
Anthem BCBS
Setting
Professional
Modifier
None
Typical Low
$21.88
Median
$25.70
Typical High
$30.20
CareSource
Setting
Facility
Modifier
None
Typical Low
$30.20
Median
$30.20
Typical High
$33.11
CareSource
Setting
Professional
Modifier
None
Typical Low
$30.20
Median
$35.48
Typical High
$42.66
Cigna
Setting
Facility
Modifier
None
Typical Low
$100.00
Median
$100.00
Typical High
$100.00
Cigna
Setting
Professional
Modifier
None
Typical Low
$24.55
Median
$30.90
Typical High
$154.88
Physicians Health Plan of Northern Indiana
Setting
Facility
Modifier
None
Typical Low
$46.77
Median
$77.62
Typical High
$2,137.96
Physicians Health Plan of Northern Indiana
Setting
Professional
Modifier
None
Typical Low
$27.54
Median
$32.36
Typical High
$58.88
United
Setting
Professional
Modifier
None
Typical Low
$28.18
Median
$30.90
Typical High
$47.86
3 more rates with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Ambetter
Setting
Professional
Modifier
59 · Distinct service
Typical Low
$22.39
Median
$24.55
Typical High
$24.55
Ambetter
Setting
Professional
Modifier
GO · Occupational therapy plan
Typical Low
$24.55
Median
$24.55
Typical High
$38.90
Ambetter
Setting
Professional
Modifier
GP · Physical therapy plan
Typical Low
$22.39
Median
$24.55
Typical High
$24.55

Where Indiana sits

The same service costs 3.0 times more in Alaska than in Ohio. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Indiana· 44th of 51

$25.70

AK $63.10OH $20.89

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.