An occupational therapist works one-on-one with a patient to build or relearn skills needed for daily activities such as dressing, bathing, cooking, or managing a household. This is billed in 15-minute increments and is often used after an injury, surgery, or illness that affects a person's ability to manage everyday tasks.
Rates data updated October 2026.
How much does Occupational Therapy, Self-Care Training cost?
$31.62
Typical negotiated rate. In Alabama, October 2026.
Insurers have agreed to pay about $31.62 for this service. The price depends on where it is billed: about $31.62 from a physician practice, and about $46.77 from a hospital or other facility.
These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 5 insurance carriers under federal price transparency rules.
Prices by location type
Billed by
Who charges it
Typical
Range
Physician practiceA doctor's office, clinic or independent provider
A doctor's office, clinic or independent provider
$31.62
$23.44 to $31.62
FacilityA hospital or hospital-owned outpatient department
A hospital or hospital-owned outpatient department
$46.77
$46.77 to $46.77
How much rates vary
Facilitymedian $47 · 10th to 90th $32 to $47Professionalmedian $32 · 10th to 90th $16 to $33
Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.
Rates by insurance carrier
Insurance Carrier
Facility/Professional
Modifier
Typical LowTypical Low is the 10th percentile of the published rates, Median the 50th, and Typical High the 90th. One in ten rates falls below Typical Low, and one in ten falls above Typical High.
MedianTypical Low is the 10th percentile of the published rates, Median the 50th, and Typical High the 90th. One in ten rates falls below Typical Low, and one in ten falls above Typical High.
Typical HighTypical Low is the 10th percentile of the published rates, Median the 50th, and Typical High the 90th. One in ten rates falls below Typical Low, and one in ten falls above Typical High.
Aetna
Setting
Facility
Modifier
None
Typical Low
$25.12
Median
$31.62
Typical High
$31.62
Facility
None
$25.12
$31.62
$31.62
Aetna
Setting
Professional
Modifier
None
Typical Low
$26.30
Median
$31.62
Typical High
$31.62
Professional
None
$26.30
$31.62
$31.62
BCBS Alabama
Setting
Facility
Modifier
None
Typical Low
$46.77
Median
$46.77
Typical High
$46.77
Facility
None
$46.77
$46.77
$46.77
BCBS Alabama
Setting
Professional
Modifier
10 + 12 + 32 · Mandated service
Typical Low
$23.99
Median
$33.11
Typical High
$38.90
Professional
10 + 12 + 32 · Mandated service
$23.99
$33.11
$38.90
Cigna
Setting
Professional
Modifier
None
Typical Low
$13.80
Median
$16.22
Typical High
$26.92
Professional
None
$13.80
$16.22
$26.92
United
Setting
Facility
Modifier
None
Typical Low
$25.70
Median
$32.36
Typical High
$32.36
Facility
None
$25.70
$32.36
$32.36
United
Setting
Professional
Modifier
None
Typical Low
$22.91
Median
$30.20
Typical High
$33.11
Professional
None
$22.91
$30.20
$33.11
3 more rates with less common billing modifiers
A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.
Insurance Carrier
Facility/Professional
Modifier
Typical LowTypical Low is the 10th percentile of the published rates, Median the 50th, and Typical High the 90th. One in ten rates falls below Typical Low, and one in ten falls above Typical High.
MedianTypical Low is the 10th percentile of the published rates, Median the 50th, and Typical High the 90th. One in ten rates falls below Typical Low, and one in ten falls above Typical High.
Typical HighTypical Low is the 10th percentile of the published rates, Median the 50th, and Typical High the 90th. One in ten rates falls below Typical Low, and one in ten falls above Typical High.
Ambetter
Setting
Professional
Modifier
59 · Distinct service
Typical Low
$23.99
Median
$23.99
Typical High
$23.99
Professional
59 · Distinct service
$23.99
$23.99
$23.99
Ambetter
Setting
Professional
Modifier
GO · Occupational therapy plan
Typical Low
$23.99
Median
$23.99
Typical High
$41.69
Professional
GO · Occupational therapy plan
$23.99
$23.99
$41.69
Ambetter
Setting
Professional
Modifier
GP · Physical therapy plan
Typical Low
$21.88
Median
$23.99
Typical High
$23.99
Professional
GP · Physical therapy plan
$21.88
$23.99
$23.99
Where Alabama sits
The same service costs 3.0 times more in Alaska than in Ohio. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.