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Yearly Storage of Frozen Embryos

Massachusetts rates for HCPCS 89342

Covers keeping frozen embryos in secure cold storage for a year. The laboratory maintains the freezing tanks, monitors temperature continuously, keeps the identification and consent records, and reports on the stored material. It is a recurring charge for as long as the embryos are kept, separate from the fertility treatment itself.

Rates data updated July 2026.

How much does Yearly Storage of Frozen Embryos cost?

$295

Typical negotiated rate. In Massachusetts, July 2026.

Insurers have agreed to pay about $295 for this service. The price depends on where it is billed: about $316 from a physician practice, and about $214 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 8 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$316$174 to $447
FacilityA hospital or hospital-owned outpatient department$214$170 to $263

How much rates vary

Facilitymedian $214 · 10th to 90th $120 to $339Professionalmedian $316 · 10th to 90th $120 to $646
$50$100$200$500$1K$2K$5Kfacility $214professional $316

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$120.23
Median
$120.23
Typical High
$154.88
Aetna
Setting
Professional
Modifier
Global
Typical Low
$120.23
Median
$194.98
Typical High
$1,122.02
AllWays Health Partners
Setting
Facility
Modifier
Global
Typical Low
$239.88
Median
$239.88
Typical High
$380.19
AllWays Health Partners
Setting
Professional
Modifier
Global
Typical Low
$21.38
Median
$53.70
Typical High
$676.08
BCBS
Setting
Facility
Modifier
Global
Typical Low
$169.82
Median
$213.80
Typical High
$309.03
Cigna
Setting
Facility
Modifier
Global
Typical Low
$53.70
Median
$134.90
Typical High
$275.42
Cigna
Setting
Professional
Modifier
Global
Typical Low
$120.23
Median
$120.23
Typical High
$147.91
Fallon Health
Setting
Facility
Modifier
Global
Typical Low
$83.18
Median
$4,897.79
Typical High
$9,772.37
Harvard Pilgrim
Setting
Professional
Modifier
Global
Typical Low
$245.47
Median
$331.13
Typical High
$501.19
Mass General Brigham
Setting
Facility
Modifier
Global
Typical Low
$239.88
Median
$239.88
Typical High
$380.19
Mass General Brigham
Setting
Professional
Modifier
Global
Typical Low
$21.38
Median
$53.70
Typical High
$676.08
United
Setting
Facility
Modifier
Global
Typical Low
$45.71
Median
$147.91
Typical High
$562.34
United
Setting
Professional
Modifier
Global
Typical Low
$53.70
Median
$323.59
Typical High
$426.58

Where Massachusetts sits

The same service costs 9.8 times more in Hawaii than in Montana. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Massachusetts· 6th of 51

$295

HI $1,122MT $115

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.