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Yearly Storage of Frozen Embryos

Indiana rates for HCPCS 89342

Covers keeping frozen embryos in secure cold storage for a year. The laboratory maintains the freezing tanks, monitors temperature continuously, keeps the identification and consent records, and reports on the stored material. It is a recurring charge for as long as the embryos are kept, separate from the fertility treatment itself.

Rates data updated July 2026.

How much does Yearly Storage of Frozen Embryos cost?

$195

Typical negotiated rate. In Indiana, July 2026.

Insurers have agreed to pay about $195 for this service. The price depends on where it is billed: about $195 from a physician practice, and about $195 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 4 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$195$102 to $195
FacilityA hospital or hospital-owned outpatient department$195$145 to $603

How much rates vary

Facilitymedian $195 · 10th to 90th $72 to $692Professionalmedian $195 · 10th to 90th $36 to $347
$10$20$50$100$200$500$1Kfacility $195professional $195

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$144.54
Median
$144.54
Typical High
$194.98
Aetna
Setting
Professional
Modifier
Global
Typical Low
$123.03
Median
$194.98
Typical High
$194.98
Anthem BCBS
Setting
Facility
Modifier
Global
Typical Low
$36.31
Median
$524.81
Typical High
$691.83
Anthem BCBS
Setting
Professional
Modifier
Global
Typical Low
$12.88
Median
$44.67
Typical High
$457.09
Cigna
Setting
Facility
Modifier
Global
Typical Low
$144.54
Median
$144.54
Typical High
$144.54
Cigna
Setting
Professional
Modifier
Global
Typical Low
$47.86
Median
$47.86
Typical High
$147.91
United
Setting
Facility
Modifier
Global
Typical Low
$147.91
Median
$147.91
Typical High
$302.00
United
Setting
Professional
Modifier
Global
Typical Low
$21.38
Median
$21.38
Typical High
$117.49

Where Indiana sits

The same service costs 9.8 times more in Hawaii than in Montana. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Indiana· 34th of 51

$195

HI $1,122MT $115

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.