go back

Assisted Fertilization of Eggs in the Laboratory

Connecticut rates for HCPCS 89281

A laboratory step in fertility treatment where an embryologist uses fine instruments under a microscope to place sperm directly into collected eggs, instead of leaving sperm and eggs to combine on their own in a dish. It is used when sperm are few or slow-moving, or when fertilization failed in an earlier attempt. The eggs are then watched over the following days to see which have fertilized.

Rates data updated October 2026.

How much does Assisted Fertilization of Eggs in the Laboratory cost?

$891

Typical negotiated rate. In Connecticut, October 2026.

Insurers have agreed to pay about $891 for this service. Most negotiated rates run $759 to $1,318.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 4 insurance carriers under federal price transparency rules.

How much rates vary

Facilitymedian $339 · 10th to 90th $138 to $1,023Professionalmedian $891 · 10th to 90th $676 to $1,698
$100$200$500$1K$2K$5Kfacility $339professional $891

Distribution of negotiated rates across all payers (price axis is log-scale). Small sample; interpret with caution. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Professional
Modifier
None
Typical Low
$776.25
Median
$851.14
Typical High
$1,230.27
Anthem BCBS
Setting
Facility
Modifier
None
Typical Low
$851.14
Median
$977.24
Typical High
$1,230.27
Anthem BCBS
Setting
Professional
Modifier
None
Typical Low
$676.08
Median
$891.25
Typical High
$1,698.24
Cigna
Setting
Facility
Modifier
None
Typical Low
$138.04
Median
$194.98
Typical High
$457.09
Cigna
Setting
Professional
Modifier
None
Typical Low
$524.81
Median
$645.65
Typical High
$4,570.88
United
Setting
Professional
Modifier
None
Typical Low
$2,041.74
Median
$2,041.74
Typical High
$2,041.74
1 more rate with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$380.19
Median
$426.58
Typical High
$426.58

Where Connecticut sits

The same service costs 25.1 times more in Vermont than in Montana. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Connecticut· 13th of 51

$891

VT $1,995MT $79.43

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.