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Insemination Of Eggs In The Laboratory

Montana rates for HCPCS 89268

The laboratory step in fertility treatment where prepared sperm is placed together with the eggs collected from the ovaries, in a dish, so that fertilization can happen between them. The dishes are kept in an incubator and checked the next day to see which eggs have fertilized. Collecting the eggs and preparing the sperm are charged separately.

Rates data updated October 2026.

How much does Insemination Of Eggs In The Laboratory cost?

$79.43

Typical negotiated rate. In Montana, October 2026.

Insurers have agreed to pay about $79.43 for this service. The price depends on where it is billed: about $79.43 from a physician practice, and about $339 from a hospital or other facility.

Few insurers publish rates for this combination, so treat this figure as a rough guide.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 4 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$79.43$79.43 to $79.43
FacilityA hospital or hospital-owned outpatient department$339$257 to $339

How much rates vary

Facilitymedian $339 · 10th to 90th $257 to $575Professionalmedian $79 · 10th to 90th $79 to $339
$100$200$500facility $339professional $79

Distribution of negotiated rates across all payers (price axis is log-scale). Small sample; interpret with caution. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Professional
Modifier
None
Typical Low
$338.84
Median
$371.54
Typical High
$371.54
Cigna
Setting
Facility
Modifier
None
Typical Low
$257.04
Median
$257.04
Typical High
$338.84
Cigna
Setting
Professional
Modifier
None
Typical Low
$169.82
Median
$169.82
Typical High
$208.93
MountainHealth Co-op
Setting
Facility
Modifier
None
Typical Low
$575.44
Median
$575.44
Typical High
$575.44
Providence
Setting
Facility
Modifier
None
Typical Low
$257.04
Median
$257.04
Typical High
$338.84
Providence
Setting
Professional
Modifier
None
Typical Low
$79.43
Median
$79.43
Typical High
$79.43

Where Montana sits

The same service costs 6.9 times more in New York than in Kentucky. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Montana· 50th of 51

$79.43

NY $501KY $72.44

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.