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Insemination Of Eggs In The Laboratory

Maryland rates for HCPCS 89268

The laboratory step in fertility treatment where prepared sperm is placed together with the eggs collected from the ovaries, in a dish, so that fertilization can happen between them. The dishes are kept in an incubator and checked the next day to see which eggs have fertilized. Collecting the eggs and preparing the sperm are charged separately.

Rates data updated October 2026.

How much does Insemination Of Eggs In The Laboratory cost?

$417

Typical negotiated rate. In Maryland, October 2026.

Insurers have agreed to pay about $417 for this service. Most negotiated rates run $372 to $417.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 5 insurance carriers under federal price transparency rules.

How much rates vary

Professionalmedian $417 · 10th to 90th $372 to $417
$200$500professional $417

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Professional
Modifier
None
Typical Low
$371.54
Median
$371.54
Typical High
$371.54
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$186.21
Median
$186.21
Typical High
$186.21
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$74.13
Median
$74.13
Typical High
$74.13
CareFirst
Setting
Professional
Modifier
None
Typical Low
$371.54
Median
$416.87
Typical High
$416.87
Cigna
Setting
Professional
Modifier
None
Typical Low
$169.82
Median
$169.82
Typical High
$208.93
Kaiser Permanente
Setting
Professional
Modifier
None
Typical Low
$436.52
Median
$724.44
Typical High
$724.44
Wellpoint
Setting
Professional
Modifier
None
Typical Low
$501.19
Median
$501.19
Typical High
$501.19

Where Maryland sits

The same service costs 6.9 times more in New York than in Kentucky. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Maryland· 12th of 51

$417

NY $501KY $72.44

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.