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Insemination Of Eggs In The Laboratory

Indiana rates for HCPCS 89268

The laboratory step in fertility treatment where prepared sperm is placed together with the eggs collected from the ovaries, in a dish, so that fertilization can happen between them. The dishes are kept in an incubator and checked the next day to see which eggs have fertilized. Collecting the eggs and preparing the sperm are charged separately.

Rates data updated October 2026.

How much does Insemination Of Eggs In The Laboratory cost?

$148

Typical negotiated rate. In Indiana, October 2026.

Insurers have agreed to pay about $148 for this service. The price depends on where it is billed: about $145 from a physician practice, and about $372 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 5 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$145$110 to $407
FacilityA hospital or hospital-owned outpatient department$372$145 to $692

How much rates vary

Facilitymedian $372 · 10th to 90th $145 to $2,089Professionalmedian $145 · 10th to 90th $100 to $759
$20$50$100$200$500$1K$2Kfacility $372professional $145

Distribution of negotiated rates across all payers (price axis is log-scale). Small sample; interpret with caution. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$218.78
Median
$371.54
Typical High
$371.54
Aetna
Setting
Professional
Modifier
None
Typical Low
$331.13
Median
$371.54
Typical High
$707.95
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$165.96
Median
$186.21
Typical High
$354.81
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$66.07
Median
$74.13
Typical High
$141.25
Anthem BCBS
Setting
Facility
Modifier
None
Typical Low
$109.65
Median
$524.81
Typical High
$724.44
Anthem BCBS
Setting
Professional
Modifier
None
Typical Low
$100.00
Median
$109.65
Typical High
$758.58
Cigna
Setting
Facility
Modifier
None
Typical Low
$128.82
Median
$144.54
Typical High
$537.03
Cigna
Setting
Professional
Modifier
None
Typical Low
$144.54
Median
$144.54
Typical High
$208.93
Physicians Health Plan of Northern Indiana
Setting
Facility
Modifier
None
Typical Low
$912.01
Median
$2,089.30
Typical High
$2,290.87
United
Setting
Professional
Modifier
None
Typical Low
$21.38
Median
$21.38
Typical High
$117.49

Where Indiana sits

The same service costs 6.9 times more in New York than in Kentucky. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Indiana· 47th of 51

$148

NY $501KY $72.44

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.