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Rapid COVID-19 Antigen Test

Montana rates for HCPCS 87811

A sample from the nose or throat is tested with a rapid immunoassay kit that produces a visible result, similar to a home test but read and reported by a laboratory or clinician, to check for current infection with the virus that causes COVID-19. Results are typically available much faster than tests that require sending the sample to an outside lab for genetic analysis.

Rates data updated October 2026.

How much does Rapid COVID-19 Antigen Test cost?

$54.95

Typical negotiated rate. In Montana, October 2026.

Insurers have agreed to pay about $54.95 for this service. The price depends on where it is billed: about $54.95 from a physician practice, and about $54.95 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$54.95$41.69 to $58.88
FacilityA hospital or hospital-owned outpatient department$54.95$54.95 to $70.79

How much rates vary

Facilitymedian $55 · 10th to 90th $55 to $78Professionalmedian $55 · 10th to 90th $28 to $65
$50$100facility $55professional $55

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$46.77
Median
$52.48
Typical High
$91.20
Aetna
Setting
Professional
Modifier
None
Typical Low
$41.69
Median
$46.77
Typical High
$97.72
BCBS Montana
Setting
Facility
Modifier
None
Typical Low
$54.95
Median
$54.95
Typical High
$54.95
BCBS Montana
Setting
Professional
Modifier
None
Typical Low
$54.95
Median
$54.95
Typical High
$54.95
Cigna
Setting
Facility
Modifier
QW · Waived lab test
Typical Low
$60.26
Median
$60.26
Typical High
$60.26
Cigna
Setting
Professional
Modifier
None
Typical Low
$21.38
Median
$21.38
Typical High
$21.38
MountainHealth Co-op
Setting
Facility
Modifier
None
Typical Low
$47.86
Median
$70.79
Typical High
$83.18
MountainHealth Co-op
Setting
Professional
Modifier
None
Typical Low
$56.23
Median
$70.79
Typical High
$75.86
Providence
Setting
Facility
Modifier
QW · Waived lab test
Typical Low
$60.26
Median
$60.26
Typical High
$60.26
Providence
Setting
Professional
Modifier
None
Typical Low
$38.90
Median
$54.95
Typical High
$64.57
United
Setting
Professional
Modifier
None
Typical Low
$27.54
Median
$27.54
Typical High
$45.71

Where Montana sits

The same service costs 3.2 times more in Alaska than in Ohio. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Montana· 5th of 51

$54.95

AK $89.13OH $27.54

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.