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Rapid COVID-19 Antigen Test

Montana rates for HCPCS 87811

A sample from the nose or throat is tested with a rapid immunoassay kit that produces a visible result, similar to a home test but read and reported by a laboratory or clinician, to check for current infection with the virus that causes COVID-19. Results are typically available much faster than tests that require sending the sample to an outside lab for genetic analysis.

Rates data updated July 2026.

How much does Rapid COVID-19 Antigen Test cost?

$51.29

Typical negotiated rate. In Montana, July 2026.

Insurers have agreed to pay about $51.29 for this service. The price depends on where it is billed: about $50.12 from a physician practice, and about $54.95 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$50.12$41.69 to $54.95
FacilityA hospital or hospital-owned outpatient department$54.95$54.95 to $56.23

How much rates vary

Facilitymedian $55 · 10th to 90th $42 to $126Professionalmedian $50 · 10th to 90th $25 to $78
$100.0$1.0K$10.0K$100.0Kfacility $55professional $50

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$46.77
Median
$91.20
Typical High
$120.23
Aetna
Setting
Professional
Modifier
Global
Typical Low
$15.14
Median
$45.71
Typical High
$77.62
BCBS
Setting
Facility
Modifier
Global
Typical Low
$54.95
Median
$54.95
Typical High
$144.54
BCBS
Setting
Professional
Modifier
Global
Typical Low
$54.95
Median
$54.95
Typical High
$54.95
Cigna
Setting
Professional
Modifier
Global
Typical Low
$21.38
Median
$21.38
Typical High
$21.38
MountainHealth Co-op
Setting
Facility
Modifier
Global
Typical Low
$41.69
Median
$51.29
Typical High
$125.89
MountainHealth Co-op
Setting
Professional
Modifier
Global
Typical Low
$41.69
Median
$51.29
Typical High
$125.89
Providence
Setting
Facility
Modifier
Global
Typical Low
$75.86
Median
$75.86
Typical High
$91.20
Providence
Setting
Professional
Modifier
Global
Typical Low
$21.38
Median
$51.29
Typical High
$64.57
United
Setting
Facility
Modifier
Global
Typical Low
$41.69
Median
$41.69
Typical High
$41.69
United
Setting
Professional
Modifier
Global
Typical Low
$27.54
Median
$27.54
Typical High
$48.98

Where Montana sits

The same service costs 1.5 times more in Wyoming than in Ohio. Every bar is a state, most expensive first. Pick one to see its carriers and full range.

Montana $51.29 · 7th of 51
WY $64.57OH $41.69

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.