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Rapid COVID-19 Antigen Test

Michigan rates for HCPCS 87811

A sample from the nose or throat is tested with a rapid immunoassay kit that produces a visible result, similar to a home test but read and reported by a laboratory or clinician, to check for current infection with the virus that causes COVID-19. Results are typically available much faster than tests that require sending the sample to an outside lab for genetic analysis.

Rates data updated October 2026.

How much does Rapid COVID-19 Antigen Test cost?

$41.69

Typical negotiated rate. In Michigan, October 2026.

Insurers have agreed to pay about $41.69 for this service. The price depends on where it is billed: about $41.69 from a physician practice, and about $41.69 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 8 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$41.69$30.90 to $45.71
FacilityA hospital or hospital-owned outpatient department$41.69$41.69 to $64.57

How much rates vary

Facilitymedian $42 · 10th to 90th $31 to $89Professionalmedian $42 · 10th to 90th $30 to $55
$10$20$50$100facility $42professional $42

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$41.69
Median
$41.69
Typical High
$64.57
Aetna
Setting
Facility
Modifier
52 · Reduced service
Typical Low
$20.89
Median
$20.89
Typical High
$32.36
Aetna
Setting
Facility
Modifier
53 · Discontinued
Typical Low
$8.32
Median
$8.32
Typical High
$12.88
Aetna
Setting
Professional
Modifier
None
Typical Low
$41.69
Median
$41.69
Typical High
$57.54
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$20.89
Median
$20.89
Typical High
$20.89
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$8.32
Median
$8.32
Typical High
$8.32
BCBS Michigan
Setting
Facility
Modifier
None
Typical Low
$30.90
Median
$43.65
Typical High
$77.62
BCBS Michigan
Setting
Professional
Modifier
None
Typical Low
$29.51
Median
$30.90
Typical High
$30.90
CareSource
Setting
Professional
Modifier
None
Typical Low
$41.69
Median
$45.71
Typical High
$56.23
Cigna
Setting
Professional
Modifier
None
Typical Low
$19.95
Median
$33.11
Typical High
$51.29
Health Alliance Plan
Setting
Facility
Modifier
None
Typical Low
$41.69
Median
$41.69
Typical High
$112.20
Health Alliance Plan
Setting
Facility
Modifier
52 · Reduced service
Typical Low
$20.89
Median
$20.89
Typical High
$32.36
Health Alliance Plan
Setting
Facility
Modifier
53 · Discontinued
Typical Low
$8.32
Median
$8.32
Typical High
$12.88
Health Alliance Plan
Setting
Professional
Modifier
None
Typical Low
$41.69
Median
$41.69
Typical High
$58.88
Health Alliance Plan
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$20.89
Median
$20.89
Typical High
$20.89
Health Alliance Plan
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$8.32
Median
$8.32
Typical High
$8.32
Priority Health
Setting
Professional
Modifier
None
Typical Low
$19.95
Median
$24.55
Typical High
$47.86
United
Setting
Facility
Modifier
None
Typical Low
$24.55
Median
$37.15
Typical High
$50.12
United
Setting
Professional
Modifier
None
Typical Low
$25.12
Median
$42.66
Typical High
$54.95
2 more rates with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Ambetter
Setting
Professional
Modifier
QW · Waived lab test
Typical Low
$20.89
Median
$35.48
Typical High
$41.69
Health Alliance Plan
Setting
Professional
Modifier
QW · Waived lab test
Typical Low
$19.95
Median
$47.86
Typical High
$79.43

Where Michigan sits

The same service costs 3.2 times more in Alaska than in Ohio. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Michigan· 22nd of 51

$41.69

AK $89.13OH $27.54

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.