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Rapid COVID-19 Antigen Test

Kentucky rates for HCPCS 87811

A sample from the nose or throat is tested with a rapid immunoassay kit that produces a visible result, similar to a home test but read and reported by a laboratory or clinician, to check for current infection with the virus that causes COVID-19. Results are typically available much faster than tests that require sending the sample to an outside lab for genetic analysis.

Rates data updated July 2026.

How much does Rapid COVID-19 Antigen Test cost?

$41.69

Typical negotiated rate. In Kentucky, July 2026.

Insurers have agreed to pay about $41.69 for this service. The price depends on where it is billed: about $41.69 from a physician practice, and about $56.23 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$41.69$16.60 to $44.67
FacilityA hospital or hospital-owned outpatient department$56.23$41.69 to $83.18

How much rates vary

Facilitymedian $56 · 10th to 90th $42 to $123Professionalmedian $42 · 10th to 90th $17 to $62
$5.0$10.0$20.0$50.0$100.0$200.0facility $56professional $42

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$41.69
Median
$51.29
Typical High
$123.03
Aetna
Setting
Professional
Modifier
Global
Typical Low
$41.69
Median
$41.69
Typical High
$61.66
Ambetter
Setting
Professional
Modifier
Global
Typical Low
$21.88
Median
$21.88
Typical High
$44.67
Anthem BCBS
Setting
Facility
Modifier
Global
Typical Low
$16.60
Median
$16.60
Typical High
$16.60
Anthem BCBS
Setting
Professional
Modifier
Global
Typical Low
$14.79
Median
$16.60
Typical High
$16.60
CareSource
Setting
Facility
Modifier
Global
Typical Low
$41.69
Median
$57.54
Typical High
$79.43
CareSource
Setting
Professional
Modifier
Global
Typical Low
$41.69
Median
$53.70
Typical High
$66.07
Cigna
Setting
Facility
Modifier
Global
Typical Low
$35.48
Median
$60.26
Typical High
$97.72
Cigna
Setting
Professional
Modifier
Global
Typical Low
$20.89
Median
$66.07
Typical High
$199.53
United
Setting
Facility
Modifier
Global
Typical Low
$41.69
Median
$41.69
Typical High
$41.69
United
Setting
Professional
Modifier
Global
Typical Low
$25.12
Median
$41.69
Typical High
$48.98

Where Kentucky sits

The same service costs 1.5 times more in Wyoming than in Ohio. Every bar is a state, most expensive first. Pick one to see its carriers and full range.

Kentucky $41.69 · 41st of 51
WY $64.57OH $41.69

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.