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Rapid COVID-19 Antigen Test

Iowa rates for HCPCS 87811

A sample from the nose or throat is tested with a rapid immunoassay kit that produces a visible result, similar to a home test but read and reported by a laboratory or clinician, to check for current infection with the virus that causes COVID-19. Results are typically available much faster than tests that require sending the sample to an outside lab for genetic analysis.

Rates data updated October 2026.

How much does Rapid COVID-19 Antigen Test cost?

$45.71

Typical negotiated rate. In Iowa, October 2026.

Insurers have agreed to pay about $45.71 for this service. The price depends on where it is billed: about $44.67 from a physician practice, and about $69.18 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 8 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$44.67$41.69 to $74.13
FacilityA hospital or hospital-owned outpatient department$69.18$45.71 to $85.11

How much rates vary

Facilitymedian $69 · 10th to 90th $42 to $126Professionalmedian $45 · 10th to 90th $41 to $151
$50$100$200facility $69professional $45

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$41.69
Median
$81.28
Typical High
$151.36
Aetna
Setting
Professional
Modifier
None
Typical Low
$41.69
Median
$41.69
Typical High
$102.33
Cigna
Setting
Professional
Modifier
None
Typical Low
$47.86
Median
$79.43
Typical High
$100.00
Hally Health
Setting
Professional
Modifier
None
Typical Low
$45.71
Median
$72.44
Typical High
$245.47
Medica
Setting
Facility
Modifier
None
Typical Low
$41.69
Median
$53.70
Typical High
$95.50
Medica
Setting
Professional
Modifier
None
Typical Low
$41.69
Median
$50.12
Typical High
$204.17
Midlands
Setting
Professional
Modifier
None
Typical Low
$51.29
Median
$51.29
Typical High
$54.95
Oscar Health
Setting
Professional
Modifier
None
Typical Low
$39.81
Median
$44.67
Typical High
$89.13
United
Setting
Facility
Modifier
None
Typical Low
$41.69
Median
$41.69
Typical High
$107.15
United
Setting
Professional
Modifier
None
Typical Low
$38.90
Median
$41.69
Typical High
$83.18
Wellmark
Setting
Professional
Modifier
None
Typical Low
$41.69
Median
$41.69
Typical High
$41.69

Where Iowa sits

The same service costs 3.2 times more in Alaska than in Ohio. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Iowa· 13th of 51

$45.71

AK $89.13OH $27.54

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.