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COVID-19 Rapid Antigen Test

Tennessee rates for HCPCS 87426

This test checks a sample, usually from a nasal or throat swab, for viral proteins from the virus that causes COVID-19. It is a fast method for detecting an active infection, though it is generally considered somewhat less sensitive than molecular PCR-based testing.

Rates data updated October 2026.

How much does COVID-19 Rapid Antigen Test cost?

$35.48

Typical negotiated rate. In Tennessee, October 2026.

Insurers have agreed to pay about $35.48 for this service. Most negotiated rates run $23.44 to $45.71.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 5 insurance carriers under federal price transparency rules.

How much rates vary

Facilitymedian $48 · 10th to 90th $29 to $87Professionalmedian $35 · 10th to 90th $17 to $48
$20$50$100$200facility $48professional $35

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$45.71
Median
$45.71
Typical High
$87.10
Aetna
Setting
Facility
Modifier
52 · Reduced service
Typical Low
$22.39
Median
$22.39
Typical High
$43.65
Aetna
Setting
Facility
Modifier
53 · Discontinued
Typical Low
$9.12
Median
$9.12
Typical High
$17.38
Aetna
Setting
Professional
Modifier
None
Typical Low
$45.71
Median
$45.71
Typical High
$67.61
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$22.39
Median
$22.39
Typical High
$23.99
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$9.12
Median
$9.12
Typical High
$9.55
Ambetter
Setting
Professional
Modifier
None
Typical Low
$38.90
Median
$38.90
Typical High
$38.90
BCBS Tennessee
Setting
Professional
Modifier
None
Typical Low
$18.20
Median
$35.48
Typical High
$35.48
Cigna
Setting
Facility
Modifier
None
Typical Low
$23.99
Median
$63.10
Typical High
$85.11
Cigna
Setting
Professional
Modifier
None
Typical Low
$16.22
Median
$30.20
Typical High
$50.12
United
Setting
Professional
Modifier
None
Typical Low
$14.79
Median
$23.99
Typical High
$44.67

Where Tennessee sits

The same service costs 4.5 times more in Alaska than in Alabama. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Tennessee· 35th of 51

$35.48

AK $79.43AL $17.78

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.