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COVID-19 Rapid Antigen Test

Montana rates for HCPCS 87426

This test checks a sample, usually from a nasal or throat swab, for viral proteins from the virus that causes COVID-19. It is a fast method for detecting an active infection, though it is generally considered somewhat less sensitive than molecular PCR-based testing.

Rates data updated October 2026.

How much does COVID-19 Rapid Antigen Test cost?

$47.86

Typical negotiated rate. In Montana, October 2026.

Insurers have agreed to pay about $47.86 for this service. Most negotiated rates run $46.77 to $52.48.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

How much rates vary

Facilitymedian $48 · 10th to 90th $48 to $66Professionalmedian $48 · 10th to 90th $19 to $55
$20$50$100facility $48professional $48

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Professional
Modifier
None
Typical Low
$35.48
Median
$50.12
Typical High
$104.71
BCBS Montana
Setting
Facility
Modifier
None
Typical Low
$47.86
Median
$47.86
Typical High
$47.86
BCBS Montana
Setting
Professional
Modifier
None
Typical Low
$47.86
Median
$47.86
Typical High
$47.86
Cigna
Setting
Facility
Modifier
QW · Waived lab test
Typical Low
$51.29
Median
$51.29
Typical High
$51.29
Cigna
Setting
Professional
Modifier
None
Typical Low
$18.20
Median
$40.74
Typical High
$51.29
MountainHealth Co-op
Setting
Facility
Modifier
None
Typical Low
$40.74
Median
$60.26
Typical High
$69.18
MountainHealth Co-op
Setting
Professional
Modifier
None
Typical Low
$47.86
Median
$52.48
Typical High
$64.57
Providence
Setting
Facility
Modifier
QW · Waived lab test
Typical Low
$51.29
Median
$51.29
Typical High
$51.29
Providence
Setting
Professional
Modifier
None
Typical Low
$33.11
Median
$46.77
Typical High
$54.95
United
Setting
Professional
Modifier
None
Typical Low
$18.62
Median
$19.05
Typical High
$44.67

Where Montana sits

The same service costs 4.5 times more in Alaska than in Alabama. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Montana· 5th of 51

$47.86

AK $79.43AL $17.78

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.