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COVID-19 Rapid Antigen Test

Michigan rates for HCPCS 87426

This test checks a sample, usually from a nasal or throat swab, for viral proteins from the virus that causes COVID-19. It is a fast method for detecting an active infection, though it is generally considered somewhat less sensitive than molecular PCR-based testing.

Rates data updated October 2026.

How much does COVID-19 Rapid Antigen Test cost?

$41.69

Typical negotiated rate. In Michigan, October 2026.

Insurers have agreed to pay about $41.69 for this service. The price depends on where it is billed: about $35.48 from a physician practice, and about $45.71 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 7 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$35.48$26.30 to $45.71
FacilityA hospital or hospital-owned outpatient department$45.71$39.81 to $56.23

How much rates vary

Facilitymedian $46 · 10th to 90th $28 to $91Professionalmedian $35 · 10th to 90th $25 to $50
$10$20$50$100facility $46professional $35

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$45.71
Median
$45.71
Typical High
$70.79
Aetna
Setting
Facility
Modifier
52 · Reduced service
Typical Low
$22.39
Median
$22.39
Typical High
$35.48
Aetna
Setting
Facility
Modifier
53 · Discontinued
Typical Low
$9.12
Median
$9.12
Typical High
$14.13
Aetna
Setting
Professional
Modifier
None
Typical Low
$45.71
Median
$45.71
Typical High
$52.48
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$22.39
Median
$22.39
Typical High
$22.39
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$9.12
Median
$9.12
Typical High
$9.12
Ambetter
Setting
Professional
Modifier
None
Typical Low
$24.55
Median
$35.48
Typical High
$35.48
BCBS Michigan
Setting
Facility
Modifier
None
Typical Low
$26.30
Median
$37.15
Typical High
$66.07
BCBS Michigan
Setting
Professional
Modifier
None
Typical Low
$26.30
Median
$26.30
Typical High
$26.30
Cigna
Setting
Professional
Modifier
None
Typical Low
$16.98
Median
$35.48
Typical High
$51.29
Health Alliance Plan
Setting
Facility
Modifier
None
Typical Low
$38.02
Median
$51.29
Typical High
$102.33
Health Alliance Plan
Setting
Facility
Modifier
52 · Reduced service
Typical Low
$22.39
Median
$22.39
Typical High
$35.48
Health Alliance Plan
Setting
Facility
Modifier
53 · Discontinued
Typical Low
$9.12
Median
$9.12
Typical High
$14.13
Health Alliance Plan
Setting
Professional
Modifier
None
Typical Low
$35.48
Median
$45.71
Typical High
$58.88
Health Alliance Plan
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$22.39
Median
$22.39
Typical High
$22.39
Health Alliance Plan
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$9.12
Median
$9.12
Typical High
$9.12
Priority Health
Setting
Professional
Modifier
None
Typical Low
$16.98
Median
$20.89
Typical High
$45.71
United
Setting
Facility
Modifier
None
Typical Low
$21.38
Median
$31.62
Typical High
$42.66
United
Setting
Professional
Modifier
None
Typical Low
$17.38
Median
$24.55
Typical High
$47.86
2 more rates with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Health Alliance Plan
Setting
Facility
Modifier
QW · Waived lab test
Typical Low
$35.48
Median
$52.48
Typical High
$77.62
Health Alliance Plan
Setting
Professional
Modifier
QW · Waived lab test
Typical Low
$33.11
Median
$46.77
Typical High
$125.89

Where Michigan sits

The same service costs 4.5 times more in Alaska than in Alabama. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Michigan· 24th of 51

$41.69

AK $79.43AL $17.78

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.