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COVID-19 Rapid Antigen Test

Indiana rates for HCPCS 87426

This test checks a sample, usually from a nasal or throat swab, for viral proteins from the virus that causes COVID-19. It is a fast method for detecting an active infection, though it is generally considered somewhat less sensitive than molecular PCR-based testing.

Rates data updated October 2026.

How much does COVID-19 Rapid Antigen Test cost?

$21.38

Typical negotiated rate. In Indiana, October 2026.

Insurers have agreed to pay about $21.38 for this service. The price depends on where it is billed: about $19.05 from a physician practice, and about $53.70 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 7 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$19.05$14.13 to $28.18
FacilityA hospital or hospital-owned outpatient department$53.70$45.71 to $100

How much rates vary

Facilitymedian $54 · 10th to 90th $35 to $204Professionalmedian $19 · 10th to 90th $14 to $46
$20$50$100$200$500$1K$2Kfacility $54professional $19

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$45.71
Median
$51.29
Typical High
$204.17
Aetna
Setting
Professional
Modifier
None
Typical Low
$45.71
Median
$45.71
Typical High
$67.61
Ambetter
Setting
Professional
Modifier
None
Typical Low
$20.89
Median
$20.89
Typical High
$24.55
Ambetter
Setting
Professional
Modifier
QW · Waived lab test
Typical Low
$15.14
Median
$17.78
Typical High
$38.90
Anthem BCBS
Setting
Facility
Modifier
None
Typical Low
$35.48
Median
$70.79
Typical High
$107.15
Anthem BCBS
Setting
Professional
Modifier
None
Typical Low
$14.13
Median
$15.49
Typical High
$24.55
Anthem BCBS
Setting
Professional
Modifier
QW · Waived lab test
Typical Low
$24.55
Median
$35.48
Typical High
$70.79
CareSource
Setting
Facility
Modifier
None
Typical Low
$33.88
Median
$48.98
Typical High
$70.79
CareSource
Setting
Professional
Modifier
None
Typical Low
$22.91
Median
$35.48
Typical High
$40.74
Cigna
Setting
Facility
Modifier
None
Typical Low
$22.91
Median
$66.07
Typical High
$100.00
Cigna
Setting
Professional
Modifier
None
Typical Low
$26.92
Median
$33.11
Typical High
$67.61
Physicians Health Plan of Northern Indiana
Setting
Facility
Modifier
None
Typical Low
$912.01
Median
$954.99
Typical High
$2,290.87
Physicians Health Plan of Northern Indiana
Setting
Professional
Modifier
QW · Waived lab test
Typical Low
$22.39
Median
$29.51
Typical High
$40.74
United
Setting
Professional
Modifier
None
Typical Low
$17.38
Median
$25.70
Typical High
$48.98
2 more rates with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$22.39
Median
$22.39
Typical High
$40.74
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$9.12
Median
$9.12
Typical High
$16.22

Where Indiana sits

The same service costs 4.5 times more in Alaska than in Alabama. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Indiana· 50th of 51

$21.38

AK $79.43AL $17.78

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.