go back

COVID-19 Rapid Antigen Test

Illinois rates for HCPCS 87426

This test checks a sample, usually from a nasal or throat swab, for viral proteins from the virus that causes COVID-19. It is a fast method for detecting an active infection, though it is generally considered somewhat less sensitive than molecular PCR-based testing.

Rates data updated July 2026.

How much does COVID-19 Rapid Antigen Test cost?

$47.86

Typical negotiated rate. In Illinois, July 2026.

Insurers have agreed to pay about $47.86 for this service. The price depends on where it is billed: about $45.71 from a physician practice, and about $63.10 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$45.71$35.48 to $60.26
FacilityA hospital or hospital-owned outpatient department$63.10$45.71 to $87.10

How much rates vary

Facilitymedian $63 · 10th to 90th $39 to $112Professionalmedian $46 · 10th to 90th $3 to $102
$5$10$20$50$100$200$500facility $63professional $46

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$40.74
Median
$63.10
Typical High
$112.20
Aetna
Setting
Professional
Modifier
Global
Typical Low
$43.65
Median
$51.29
Typical High
$125.89
Ambetter
Setting
Professional
Modifier
Global
Typical Low
$8.91
Median
$24.55
Typical High
$35.48
BCBS
Setting
Facility
Modifier
Global
Typical Low
$40.74
Median
$51.29
Typical High
$588.84
BCBS
Setting
Professional
Modifier
Global
Typical Low
$3.47
Median
$35.48
Typical High
$35.48
Cigna
Setting
Facility
Modifier
Global
Typical Low
$39.81
Median
$75.86
Typical High
$162.18
Cigna
Setting
Professional
Modifier
Global
Typical Low
$25.70
Median
$40.74
Typical High
$57.54
Molina
Setting
Professional
Modifier
Global
Typical Low
$17.78
Median
$30.20
Typical High
$44.67
United
Setting
Facility
Modifier
Global
Typical Low
$26.92
Median
$35.48
Typical High
$70.79
United
Setting
Professional
Modifier
Global
Typical Low
$19.05
Median
$26.92
Typical High
$44.67

Where Illinois sits

The same service costs 1.7 times more in Wyoming than in Oklahoma. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Illinois· 18th of 51

$47.86

WY $70.79OK $40.74

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.