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COVID-19 Rapid Antigen Test

Florida rates for HCPCS 87426

This test checks a sample, usually from a nasal or throat swab, for viral proteins from the virus that causes COVID-19. It is a fast method for detecting an active infection, though it is generally considered somewhat less sensitive than molecular PCR-based testing.

Rates data updated October 2026.

How much does COVID-19 Rapid Antigen Test cost?

$40.74

Typical negotiated rate. In Florida, October 2026.

Insurers have agreed to pay about $40.74 for this service. The price depends on where it is billed: about $26.92 from a physician practice, and about $66.07 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 8 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$26.92$19.05 to $45.71
FacilityA hospital or hospital-owned outpatient department$66.07$45.71 to $66.07

How much rates vary

Facilitymedian $66 · 10th to 90th $27 to $66Professionalmedian $27 · 10th to 90th $16 to $48
$10$20$50$100facility $66professional $27

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$45.71
Median
$45.71
Typical High
$151.36
Aetna
Setting
Professional
Modifier
None
Typical Low
$45.71
Median
$45.71
Typical High
$52.48
Ambetter
Setting
Professional
Modifier
None
Typical Low
$17.78
Median
$19.50
Typical High
$19.50
Ambetter
Setting
Professional
Modifier
QW · Waived lab test
Typical Low
$15.14
Median
$17.78
Typical High
$17.78
AvMed
Setting
Facility
Modifier
None
Typical Low
$30.90
Median
$35.48
Typical High
$42.66
AvMed
Setting
Professional
Modifier
None
Typical Low
$17.78
Median
$35.48
Typical High
$50.12
Cigna
Setting
Facility
Modifier
None
Typical Low
$17.78
Median
$26.92
Typical High
$144.54
Cigna
Setting
Professional
Modifier
None
Typical Low
$17.38
Median
$21.88
Typical High
$51.29
Florida Blue
Setting
Facility
Modifier
None
Typical Low
$66.07
Median
$66.07
Typical High
$66.07
Florida Blue
Setting
Facility
Modifier
QW · Waived lab test
Typical Low
$66.07
Median
$66.07
Typical High
$66.07
Florida Blue
Setting
Professional
Modifier
None
Typical Low
$21.38
Median
$26.30
Typical High
$45.71
Molina
Setting
Professional
Modifier
None
Typical Low
$4.27
Median
$21.38
Typical High
$39.81
United
Setting
Facility
Modifier
None
Typical Low
$35.48
Median
$35.48
Typical High
$35.48
United
Setting
Professional
Modifier
None
Typical Low
$14.79
Median
$19.05
Typical High
$47.86
Wellpoint
Setting
Professional
Modifier
None
Typical Low
$21.38
Median
$21.38
Typical High
$21.38
2 more rates with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$22.39
Median
$22.39
Typical High
$22.39
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$9.12
Median
$9.12
Typical High
$9.12

Where Florida sits

The same service costs 4.5 times more in Alaska than in Alabama. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Florida· 27th of 51

$40.74

AK $79.43AL $17.78

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.