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Vaginal Fluid Bacterial Infection Test

Indiana rates for HCPCS 81514

This laboratory analysis examines a vaginal fluid sample for specific bacteria-related markers and combines the results into a single score. That score helps determine whether an active vaginal bacterial infection is present at the time of testing. It gives clinicians information to help confirm a diagnosis and guide treatment decisions.

Rates data updated October 2026.

How much does Vaginal Fluid Bacterial Infection Test cost?

$162

Typical negotiated rate. In Indiana, October 2026.

Insurers have agreed to pay about $162 for this service. The price depends on where it is billed: about $141 from a physician practice, and about $263 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$141$105 to $214
FacilityA hospital or hospital-owned outpatient department$263$234 to $525

How much rates vary

Facilitymedian $263 · 10th to 90th $209 to $912Professionalmedian $141 · 10th to 90th $105 to $316
$100$200$500$1K$2Kfacility $263professional $141

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$213.80
Median
$398.11
Typical High
$977.24
Aetna
Setting
Professional
Modifier
None
Typical Low
$194.98
Median
$213.80
Typical High
$398.11
Anthem BCBS
Setting
Facility
Modifier
None
Typical Low
$208.93
Median
$263.03
Typical High
$794.33
Anthem BCBS
Setting
Professional
Modifier
None
Typical Low
$104.71
Median
$104.71
Typical High
$147.91
Anthem BCBS
Setting
Professional
Modifier
QW · Waived lab test
Typical Low
$263.03
Median
$288.40
Typical High
$524.81
CareSource
Setting
Professional
Modifier
None
Typical Low
$263.03
Median
$288.40
Typical High
$371.54
Cigna
Setting
Facility
Modifier
None
Typical Low
$169.82
Median
$501.19
Typical High
$741.31
Cigna
Setting
Professional
Modifier
None
Typical Low
$125.89
Median
$234.42
Typical High
$501.19
Physicians Health Plan of Northern Indiana
Setting
Facility
Modifier
None
Typical Low
$446.68
Median
$912.01
Typical High
$2,290.87
Physicians Health Plan of Northern Indiana
Setting
Professional
Modifier
None
Typical Low
$165.96
Median
$213.80
Typical High
$263.03
United
Setting
Professional
Modifier
None
Typical Low
$109.65
Median
$158.49
Typical High
$316.23
2 more rates with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$97.72
Median
$107.15
Typical High
$199.53
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$39.81
Median
$42.66
Typical High
$79.43

Where Indiana sits

The same service costs 3.7 times more in Alaska than in Delaware. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Indiana· 50th of 51

$162

AK $589DE $158

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.