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Ancestry-Based Carrier Screening Gene Panel

Montana rates for HCPCS 81412

Reads a set of genes at once to find out whether a healthy person carries a genetic change for any of a group of inherited conditions that occur more often in people of a particular ancestry. It is screening rather than diagnosis: carriers are usually well themselves, and the result matters mainly for the chance of passing a condition on to a child. It is typically done before or early in a pregnancy, often with the partner tested as well.

Rates data updated October 2026.

How much does Ancestry-Based Carrier Screening Gene Panel cost?

$3,548

Typical negotiated rate. In Montana, October 2026.

Insurers have agreed to pay about $3,548 for this service. The price depends on where it is billed: about $3,311 from a physician practice, and about $4,169 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$3,311$2,188 to $3,548
FacilityA hospital or hospital-owned outpatient department$4,169$3,715 to $4,571

How much rates vary

Facilitymedian $4,169 · 10th to 90th $3,548 to $5,248Professionalmedian $3,311 · 10th to 90th $1,023 to $4,169
$500$1K$2K$5K$10Kfacility $4,169professional $3,311

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Professional
Modifier
None
Typical Low
$2,818.38
Median
$2,818.38
Typical High
$2,818.38
BCBS Montana
Setting
Professional
Modifier
None
Typical Low
$3,311.31
Median
$3,311.31
Typical High
$3,311.31
Cigna
Setting
Facility
Modifier
None
Typical Low
$3,548.13
Median
$3,715.35
Typical High
$7,244.36
Cigna
Setting
Professional
Modifier
None
Typical Low
$3,548.13
Median
$3,548.13
Typical High
$3,548.13
MountainHealth Co-op
Setting
Facility
Modifier
None
Typical Low
$3,090.30
Median
$4,168.69
Typical High
$4,897.79
MountainHealth Co-op
Setting
Professional
Modifier
None
Typical Low
$3,311.31
Median
$3,715.35
Typical High
$4,466.84
Providence
Setting
Facility
Modifier
None
Typical Low
$3,548.13
Median
$3,715.35
Typical High
$7,244.36
Providence
Setting
Professional
Modifier
None
Typical Low
$2,187.76
Median
$3,090.30
Typical High
$3,548.13
United
Setting
Professional
Modifier
None
Typical Low
$251.19
Median
$1,023.29
Typical High
$2,454.71

Where Montana sits

The same service costs 6.8 times more in Alaska than in Kentucky. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Montana· 3rd of 51

$3,548

AK $5,495KY $813

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.