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Full Gene Test For Inherited Tumor Risk

Virginia rates for HCPCS 81321

A laboratory test that reads the entire sequence of a single gene from a blood sample, looking for inherited changes linked to a higher risk of tumors. Reading the whole gene picks up changes anywhere along it, not only at the spots a shorter test checks.

Rates data updated October 2026.

How much does Full Gene Test For Inherited Tumor Risk cost?

$501

Typical negotiated rate. In Virginia, October 2026.

Insurers have agreed to pay about $501 for this service. The price depends on where it is billed: about $437 from a physician practice, and about $813 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 8 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$437$316 to $562
FacilityA hospital or hospital-owned outpatient department$813$603 to $1,445

How much rates vary

Facilitymedian $813 · 10th to 90th $603 to $2,951Professionalmedian $437 · 10th to 90th $240 to $955
$200$500$1K$2K$5K$10Kfacility $813professional $437

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$446.68
Median
$512.86
Typical High
$1,412.54
Aetna
Setting
Professional
Modifier
None
Typical Low
$446.68
Median
$446.68
Typical High
$512.86
Anthem BCBS
Setting
Facility
Modifier
None
Typical Low
$602.56
Median
$602.56
Typical High
$2,951.21
Anthem BCBS
Setting
Professional
Modifier
None
Typical Low
$239.88
Median
$323.59
Typical High
$436.52
CareFirst
Setting
Professional
Modifier
None
Typical Low
$436.52
Median
$478.63
Typical High
$562.34
Cigna
Setting
Facility
Modifier
None
Typical Low
$616.60
Median
$1,148.15
Typical High
$1,995.26
Cigna
Setting
Professional
Modifier
None
Typical Low
$295.12
Median
$426.58
Typical High
$1,023.29
Kaiser Permanente
Setting
Professional
Modifier
None
Typical Low
$575.44
Median
$660.69
Typical High
$831.76
Medcost
Setting
Facility
Modifier
None
Typical Low
$812.83
Median
$812.83
Typical High
$1,071.52
Medcost
Setting
Professional
Modifier
None
Typical Low
$218.78
Median
$218.78
Typical High
$602.56
Sentara
Setting
Facility
Modifier
None
Typical Low
$426.58
Median
$831.76
Typical High
$10,232.93
Sentara
Setting
Professional
Modifier
None
Typical Low
$524.81
Median
$758.58
Typical High
$7,413.10
United
Setting
Facility
Modifier
None
Typical Low
$724.44
Median
$724.44
Typical High
$724.44
United
Setting
Professional
Modifier
None
Typical Low
$251.19
Median
$363.08
Typical High
$831.76
2 more rates with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$223.87
Median
$223.87
Typical High
$257.04
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$89.13
Median
$89.13
Typical High
$102.33

Where Virginia sits

The same service costs 3.4 times more in Alaska than in Nebraska. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Virginia· 37th of 51

$501

AK $1,349NE $398

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.