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Full Gene Test For Inherited Tumor Risk

New Mexico rates for HCPCS 81321

A laboratory test that reads the entire sequence of a single gene from a blood sample, looking for inherited changes linked to a higher risk of tumors. Reading the whole gene picks up changes anywhere along it, not only at the spots a shorter test checks.

Rates data updated October 2026.

How much does Full Gene Test For Inherited Tumor Risk cost?

$537

Typical negotiated rate. In New Mexico, October 2026.

Insurers have agreed to pay about $537 for this service. The price depends on where it is billed: about $372 from a physician practice, and about $3,388 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$372$251 to $661
FacilityA hospital or hospital-owned outpatient department$3,388$1,698 to $4,365

How much rates vary

Facilitymedian $3,388 · 10th to 90th $537 to $5,754Professionalmedian $372 · 10th to 90th $251 to $794
$500$1K$2K$5Kfacility $3,388professional $372

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$446.68
Median
$1,949.84
Typical High
$1,995.26
Aetna
Setting
Professional
Modifier
None
Typical Low
$446.68
Median
$724.44
Typical High
$724.44
BCBS New Mexico
Setting
Facility
Modifier
None
Typical Low
$1,071.52
Median
$3,715.35
Typical High
$5,888.44
BCBS New Mexico
Setting
Professional
Modifier
None
Typical Low
$371.54
Median
$489.78
Typical High
$562.34
Cigna
Setting
Facility
Modifier
None
Typical Low
$389.05
Median
$389.05
Typical High
$389.05
Cigna
Setting
Professional
Modifier
None
Typical Low
$269.15
Median
$537.03
Typical High
$1,348.96
Molina
Setting
Professional
Modifier
None
Typical Low
$954.99
Median
$954.99
Typical High
$954.99
Providence
Setting
Facility
Modifier
None
Typical Low
$389.05
Median
$389.05
Typical High
$389.05
Providence
Setting
Professional
Modifier
None
Typical Low
$537.03
Median
$794.33
Typical High
$870.96
United
Setting
Facility
Modifier
None
Typical Low
$537.03
Median
$537.03
Typical High
$537.03
United
Setting
Professional
Modifier
None
Typical Low
$251.19
Median
$251.19
Typical High
$363.08

Where New Mexico sits

The same service costs 3.4 times more in Alaska than in Nebraska. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

New Mexico· 35th of 51

$537

AK $1,349NE $398

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.