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Full Gene Test For Inherited Tumor Risk

Minnesota rates for HCPCS 81321

A laboratory test that reads the entire sequence of a single gene from a blood sample, looking for inherited changes linked to a higher risk of tumors. Reading the whole gene picks up changes anywhere along it, not only at the spots a shorter test checks.

Rates data updated October 2026.

How much does Full Gene Test For Inherited Tumor Risk cost?

$603

Typical negotiated rate. In Minnesota, October 2026.

Insurers have agreed to pay about $603 for this service. The price depends on where it is billed: about $603 from a physician practice, and about $603 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$603$513 to $724
FacilityA hospital or hospital-owned outpatient department$603$562 to $1,445

How much rates vary

Facilitymedian $603 · 10th to 90th $562 to $2,239Professionalmedian $603 · 10th to 90th $363 to $1,202
$200$500$1K$2K$5Kfacility $603professional $603

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$562.34
Median
$562.34
Typical High
$562.34
Aetna
Setting
Professional
Modifier
None
Typical Low
$562.34
Median
$562.34
Typical High
$724.44
BCBS Minnesota
Setting
Facility
Modifier
None
Typical Low
$575.44
Median
$602.56
Typical High
$1,445.44
BCBS Minnesota
Setting
Professional
Modifier
None
Typical Low
$478.63
Median
$537.03
Typical High
$602.56
Cigna
Setting
Facility
Modifier
None
Typical Low
$1,202.26
Median
$1,905.46
Typical High
$5,623.41
Cigna
Setting
Professional
Modifier
None
Typical Low
$691.83
Median
$794.33
Typical High
$1,174.90
Health Partners
Setting
Facility
Modifier
None
Typical Low
$1,122.02
Median
$1,862.09
Typical High
$4,365.16
Health Partners
Setting
Professional
Modifier
None
Typical Low
$691.83
Median
$691.83
Typical High
$1,148.15
Medica
Setting
Facility
Modifier
None
Typical Low
$416.87
Median
$912.01
Typical High
$1,230.27
Medica
Setting
Professional
Modifier
None
Typical Low
$309.03
Median
$630.96
Typical High
$3,019.95
United
Setting
Facility
Modifier
None
Typical Low
$602.56
Median
$602.56
Typical High
$724.44
United
Setting
Professional
Modifier
None
Typical Low
$251.19
Median
$478.63
Typical High
$1,412.54
4 more rates with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Aetna
Setting
Facility
Modifier
52 · Reduced service
Typical Low
$281.84
Median
$281.84
Typical High
$281.84
Aetna
Setting
Facility
Modifier
53 · Discontinued
Typical Low
$112.20
Median
$112.20
Typical High
$112.20
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$281.84
Median
$281.84
Typical High
$288.40
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$112.20
Median
$112.20
Typical High
$114.82

Where Minnesota sits

The same service costs 3.4 times more in Alaska than in Nebraska. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Minnesota· 25th of 51

$603

AK $1,349NE $398

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.