go back

Full Gene Test For Inherited Tumor Risk

Maine rates for HCPCS 81321

A laboratory test that reads the entire sequence of a single gene from a blood sample, looking for inherited changes linked to a higher risk of tumors. Reading the whole gene picks up changes anywhere along it, not only at the spots a shorter test checks.

Rates data updated October 2026.

How much does Full Gene Test For Inherited Tumor Risk cost?

$490

Typical negotiated rate. In Maine, October 2026.

Insurers have agreed to pay about $490 for this service. Most negotiated rates run $363 to $741.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

How much rates vary

Facilitymedian $794 · 10th to 90th $575 to $2,754Professionalmedian $389 · 10th to 90th $302 to $871
$500$1K$2K$5Kfacility $794professional $389

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Professional
Modifier
None
Typical Low
$398.11
Median
$489.78
Typical High
$489.78
Anthem BCBS
Setting
Facility
Modifier
None
Typical Low
$575.44
Median
$794.33
Typical High
$2,754.23
Anthem BCBS
Setting
Professional
Modifier
None
Typical Low
$269.15
Median
$363.08
Typical High
$478.63
Cigna
Setting
Facility
Modifier
None
Typical Low
$954.99
Median
$954.99
Typical High
$1,348.96
Cigna
Setting
Professional
Modifier
None
Typical Low
$549.54
Median
$602.56
Typical High
$602.56
Harvard Pilgrim
Setting
Professional
Modifier
None
Typical Low
$363.08
Median
$602.56
Typical High
$1,047.13
Martin's Point
Setting
Professional
Modifier
None
Typical Low
$489.78
Median
$489.78
Typical High
$489.78
United
Setting
Professional
Modifier
None
Typical Low
$363.08
Median
$363.08
Typical High
$1,047.13

Where Maine sits

The same service costs 3.4 times more in Alaska than in Nebraska. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Maine· 38th of 51

$490

AK $1,349NE $398

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.