go back

Full Gene Test For Inherited Tumor Risk

Maryland rates for HCPCS 81321

A laboratory test that reads the entire sequence of a single gene from a blood sample, looking for inherited changes linked to a higher risk of tumors. Reading the whole gene picks up changes anywhere along it, not only at the spots a shorter test checks.

Rates data updated July 2026.

How much does Full Gene Test For Inherited Tumor Risk cost?

$447

Typical negotiated rate. In Maryland, July 2026.

Insurers have agreed to pay about $447 for this service. Most negotiated rates run $437 to $513.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

How much rates vary

Facilitymedian $251 · 10th to 90th $251 to $457Professionalmedian $447 · 10th to 90th $269 to $692
$500$1K$2Kfacility $251professional $447

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Small sample; interpret with caution. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Professional
Modifier
Global
Typical Low
$446.68
Median
$457.09
Typical High
$660.69
CareFirst
Setting
Professional
Modifier
Global
Typical Low
$436.52
Median
$436.52
Typical High
$537.03
Cigna
Setting
Professional
Modifier
Global
Typical Low
$323.59
Median
$371.54
Typical High
$1,047.13
Kaiser Permanente
Setting
Professional
Modifier
Global
Typical Low
$602.56
Median
$724.44
Typical High
$891.25
United
Setting
Facility
Modifier
Global
Typical Low
$251.19
Median
$251.19
Typical High
$457.09
United
Setting
Professional
Modifier
Global
Typical Low
$251.19
Median
$269.15
Typical High
$524.81
Wellpoint
Setting
Professional
Modifier
Global
Typical Low
$302.00
Median
$478.63
Typical High
$478.63

Where Maryland sits

The same service costs 3.0 times more in Alaska than in Maryland. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Maryland· 51st of 51

$447

AK $1,349MD $447

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.