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Full Gene Test For Inherited Tumor Risk

Kentucky rates for HCPCS 81321

A laboratory test that reads the entire sequence of a single gene from a blood sample, looking for inherited changes linked to a higher risk of tumors. Reading the whole gene picks up changes anywhere along it, not only at the spots a shorter test checks.

Rates data updated October 2026.

How much does Full Gene Test For Inherited Tumor Risk cost?

$661

Typical negotiated rate. In Kentucky, October 2026.

Insurers have agreed to pay about $661 for this service. The price depends on where it is billed: about $741 from a physician practice, and about $537 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 5 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$741$513 to $741
FacilityA hospital or hospital-owned outpatient department$537$490 to $813

How much rates vary

Facilitymedian $537 · 10th to 90th $457 to $1,202Professionalmedian $741 · 10th to 90th $363 to $1,738
$500$1K$2Kfacility $537professional $741

Distribution of negotiated rates across all payers (price axis is log-scale). Small sample; interpret with caution. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$457.09
Median
$489.78
Typical High
$501.19
Aetna
Setting
Professional
Modifier
None
Typical Low
$446.68
Median
$489.78
Typical High
$602.56
Anthem BCBS
Setting
Facility
Modifier
None
Typical Low
$371.54
Median
$602.56
Typical High
$630.96
Anthem BCBS
Setting
Professional
Modifier
None
Typical Low
$512.86
Median
$741.31
Typical High
$741.31
CareSource
Setting
Facility
Modifier
None
Typical Low
$602.56
Median
$812.83
Typical High
$851.14
CareSource
Setting
Professional
Modifier
None
Typical Low
$602.56
Median
$776.25
Typical High
$1,000.00
Cigna
Setting
Facility
Modifier
None
Typical Low
$467.74
Median
$1,202.26
Typical High
$1,412.54
Cigna
Setting
Professional
Modifier
None
Typical Low
$436.52
Median
$2,884.03
Typical High
$2,884.03
United
Setting
Professional
Modifier
None
Typical Low
$257.04
Median
$363.08
Typical High
$954.99
2 more rates with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$223.87
Median
$245.47
Typical High
$302.00
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$89.13
Median
$97.72
Typical High
$120.23

Where Kentucky sits

The same service costs 3.4 times more in Alaska than in Nebraska. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Kentucky· 15th of 51

$661

AK $1,349NE $398

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.