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Full Gene Test For Inherited Tumor Risk

Indiana rates for HCPCS 81321

A laboratory test that reads the entire sequence of a single gene from a blood sample, looking for inherited changes linked to a higher risk of tumors. Reading the whole gene picks up changes anywhere along it, not only at the spots a shorter test checks.

Rates data updated October 2026.

How much does Full Gene Test For Inherited Tumor Risk cost?

$550

Typical negotiated rate. In Indiana, October 2026.

Insurers have agreed to pay about $550 for this service. The price depends on where it is billed: about $550 from a physician practice, and about $603 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 6 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$550$490 to $661
FacilityA hospital or hospital-owned outpatient department$603$603 to $1,202

How much rates vary

Facilitymedian $603 · 10th to 90th $479 to $1,820Professionalmedian $550 · 10th to 90th $363 to $891
$500$1K$2Kfacility $603professional $550

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$489.78
Median
$891.25
Typical High
$2,238.72
Aetna
Setting
Professional
Modifier
None
Typical Low
$446.68
Median
$489.78
Typical High
$891.25
Anthem BCBS
Setting
Facility
Modifier
None
Typical Low
$478.63
Median
$602.56
Typical High
$1,819.70
Anthem BCBS
Setting
Professional
Modifier
None
Typical Low
$549.54
Median
$549.54
Typical High
$891.25
CareSource
Setting
Professional
Modifier
None
Typical Low
$602.56
Median
$660.69
Typical High
$831.76
Cigna
Setting
Facility
Modifier
None
Typical Low
$389.05
Median
$602.56
Typical High
$1,698.24
Cigna
Setting
Professional
Modifier
None
Typical Low
$436.52
Median
$549.54
Typical High
$1,148.15
Physicians Health Plan of Northern Indiana
Setting
Facility
Modifier
None
Typical Low
$912.01
Median
$1,023.29
Typical High
$2,187.76
Physicians Health Plan of Northern Indiana
Setting
Professional
Modifier
None
Typical Low
$436.52
Median
$512.86
Typical High
$912.01
United
Setting
Professional
Modifier
None
Typical Low
$251.19
Median
$363.08
Typical High
$724.44
2 more rates with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$223.87
Median
$245.47
Typical High
$446.68
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$89.13
Median
$97.72
Typical High
$181.97

Where Indiana sits

The same service costs 3.4 times more in Alaska than in Nebraska. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Indiana· 34th of 51

$550

AK $1,349NE $398

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.