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Full Gene Test For Inherited Tumor Risk

Hawaii rates for HCPCS 81321

A laboratory test that reads the entire sequence of a single gene from a blood sample, looking for inherited changes linked to a higher risk of tumors. Reading the whole gene picks up changes anywhere along it, not only at the spots a shorter test checks.

Rates data updated October 2026.

How much does Full Gene Test For Inherited Tumor Risk cost?

$724

Typical negotiated rate. In Hawaii, October 2026.

Insurers have agreed to pay about $724 for this service. Most negotiated rates run $631 to $776.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 5 insurance carriers under federal price transparency rules.

How much rates vary

Professionalmedian $724 · 10th to 90th $550 to $891
$1Kprofessional $724

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Cigna
Setting
Professional
Modifier
None
Typical Low
$724.44
Median
$724.44
Typical High
$724.44
HMSA
Setting
Professional
Modifier
None
Typical Low
$537.03
Median
$630.96
Typical High
$870.96
Kaiser Permanente
Setting
Professional
Modifier
None
Typical Low
$660.69
Median
$724.44
Typical High
$1,174.90
United
Setting
Professional
Modifier
None
Typical Low
$724.44
Median
$724.44
Typical High
$891.25
University Health Alliance
Setting
Professional
Modifier
None
Typical Low
$512.86
Median
$707.95
Typical High
$1,071.52

Where Hawaii sits

The same service costs 3.4 times more in Alaska than in Nebraska. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Hawaii· 9th of 51

$724

AK $1,349NE $398

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.