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Full Gene Test For Inherited Tumor Risk

Florida rates for HCPCS 81321

A laboratory test that reads the entire sequence of a single gene from a blood sample, looking for inherited changes linked to a higher risk of tumors. Reading the whole gene picks up changes anywhere along it, not only at the spots a shorter test checks.

Rates data updated July 2026.

How much does Full Gene Test For Inherited Tumor Risk cost?

$457

Typical negotiated rate. In Florida, July 2026.

Insurers have agreed to pay about $457 for this service. The price depends on where it is billed: about $447 from a physician practice, and about $1,122 from a hospital or other facility. The two figures are alternatives, not parts of one bill.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 7 insurance carriers under federal price transparency rules.

Where it's billed changes the price

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$447$363 to $525
FacilityA hospital or hospital-owned outpatient department$1,122$537 to $1,698

How much rates vary

Facilitymedian $1,122 · 10th to 90th $447 to $2,399Professionalmedian $447 · 10th to 90th $331 to $631
$10$50$200$1Kfacility $1,122professional $447

Distribution of negotiated rates across all payers (price axis is log-scale). Each curve is scaled to its own total: facility and professional rates are different services, shown together to compare where they cluster. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
Global
Typical Low
$446.68
Median
$1,412.54
Typical High
$2,951.21
Aetna
Setting
Professional
Modifier
Global
Typical Low
$363.08
Median
$446.68
Typical High
$616.60
AvMed
Setting
Facility
Modifier
Global
Typical Low
$524.81
Median
$602.56
Typical High
$707.95
AvMed
Setting
Professional
Modifier
Global
Typical Low
$14.13
Median
$602.56
Typical High
$602.56
Cigna
Setting
Facility
Modifier
Global
Typical Low
$323.59
Median
$478.63
Typical High
$2,454.71
Cigna
Setting
Professional
Modifier
Global
Typical Low
$288.40
Median
$457.09
Typical High
$1,071.52
Florida Blue
Setting
Facility
Modifier
Global
Typical Low
$1,122.02
Median
$1,122.02
Typical High
$1,122.02
Florida Blue
Setting
Professional
Modifier
Global
Typical Low
$363.08
Median
$363.08
Typical High
$537.03
Molina
Setting
Professional
Modifier
Global
Typical Low
$147.91
Median
$181.97
Typical High
$758.58
United
Setting
Facility
Modifier
Global
Typical Low
$251.19
Median
$537.03
Typical High
$602.56
United
Setting
Professional
Modifier
Global
Typical Low
$208.93
Median
$257.04
Typical High
$812.83
Wellpoint
Setting
Professional
Modifier
Global
Typical Low
$134.90
Median
$602.56
Typical High
$602.56

Where Florida sits

The same service costs 3.0 times more in Alaska than in Maryland. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Florida· 49th of 51

$457

AK $1,349MD $447

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.