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Full Gene Test For Inherited Tumor Risk

Florida rates for HCPCS 81321

A laboratory test that reads the entire sequence of a single gene from a blood sample, looking for inherited changes linked to a higher risk of tumors. Reading the whole gene picks up changes anywhere along it, not only at the spots a shorter test checks.

Rates data updated October 2026.

How much does Full Gene Test For Inherited Tumor Risk cost?

$427

Typical negotiated rate. In Florida, October 2026.

Insurers have agreed to pay about $427 for this service. The price depends on where it is billed: about $363 from a physician practice, and about $1,122 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 7 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$363$275 to $479
FacilityA hospital or hospital-owned outpatient department$1,122$759 to $1,122

How much rates vary

Facilitymedian $1,122 · 10th to 90th $479 to $1,122Professionalmedian $363 · 10th to 90th $209 to $708
$20$50$100$200$500$1K$2Kfacility $1,122professional $363

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$173.78
Median
$436.52
Typical High
$1,202.26
Aetna
Setting
Professional
Modifier
None
Typical Low
$363.08
Median
$416.87
Typical High
$489.78
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$181.97
Median
$208.93
Typical High
$245.47
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$72.44
Median
$83.18
Typical High
$97.72
AvMed
Setting
Facility
Modifier
None
Typical Low
$478.63
Median
$602.56
Typical High
$724.44
AvMed
Setting
Professional
Modifier
None
Typical Low
$478.63
Median
$602.56
Typical High
$602.56
Cigna
Setting
Facility
Modifier
None
Typical Low
$323.59
Median
$478.63
Typical High
$2,454.71
Cigna
Setting
Professional
Modifier
None
Typical Low
$281.84
Median
$426.58
Typical High
$1,071.52
Florida Blue
Setting
Facility
Modifier
None
Typical Low
$1,122.02
Median
$1,122.02
Typical High
$1,122.02
Florida Blue
Setting
Professional
Modifier
None
Typical Low
$363.08
Median
$363.08
Typical High
$602.56
Molina
Setting
Professional
Modifier
None
Typical Low
$147.91
Median
$147.91
Typical High
$758.58
United
Setting
Facility
Modifier
None
Typical Low
$602.56
Median
$602.56
Typical High
$602.56
United
Setting
Professional
Modifier
None
Typical Low
$208.93
Median
$257.04
Typical High
$812.83
Wellpoint
Setting
Professional
Modifier
None
Typical Low
$562.34
Median
$602.56
Typical High
$602.56

Where Florida sits

The same service costs 3.4 times more in Alaska than in Nebraska. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Florida· 47th of 51

$427

AK $1,349NE $398

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.