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Full Gene Test For Inherited Tumor Risk

Delaware rates for HCPCS 81321

A laboratory test that reads the entire sequence of a single gene from a blood sample, looking for inherited changes linked to a higher risk of tumors. Reading the whole gene picks up changes anywhere along it, not only at the spots a shorter test checks.

Rates data updated October 2026.

How much does Full Gene Test For Inherited Tumor Risk cost?

$398

Typical negotiated rate. In Delaware, October 2026.

Insurers have agreed to pay about $398 for this service. Most negotiated rates run $288 to $501.

Few insurers publish rates for this combination, so treat this figure as a rough guide.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 4 insurance carriers under federal price transparency rules.

How much rates vary

Facilitymedian $501 · 10th to 90th $389 to $1,202Professionalmedian $398 · 10th to 90th $251 to $891
$500$1K$2Kfacility $501professional $398

Distribution of negotiated rates across all payers (price axis is log-scale). Small sample; interpret with caution. Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$501.19
Median
$501.19
Typical High
$501.19
Aetna
Setting
Professional
Modifier
None
Typical Low
$398.11
Median
$501.19
Typical High
$501.19
Cigna
Setting
Facility
Modifier
None
Typical Low
$389.05
Median
$389.05
Typical High
$1,202.26
Cigna
Setting
Professional
Modifier
None
Typical Low
$309.03
Median
$398.11
Typical High
$2,884.03
United
Setting
Professional
Modifier
None
Typical Low
$251.19
Median
$363.08
Typical High
$891.25
1 more rate with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Highmark BCBS
Setting
Facility
Modifier
XU · Unusual separate service
Typical Low
$151.36
Median
$151.36
Typical High
$151.36

Where Delaware sits

The same service costs 3.4 times more in Alaska than in Nebraska. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Delaware· 50th of 51

$398

AK $1,349NE $398

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.