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Full Gene Test For Inherited Tumor Risk

Connecticut rates for HCPCS 81321

A laboratory test that reads the entire sequence of a single gene from a blood sample, looking for inherited changes linked to a higher risk of tumors. Reading the whole gene picks up changes anywhere along it, not only at the spots a shorter test checks.

Rates data updated October 2026.

How much does Full Gene Test For Inherited Tumor Risk cost?

$417

Typical negotiated rate. In Connecticut, October 2026.

Insurers have agreed to pay about $417 for this service. Most negotiated rates run $363 to $794.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 5 insurance carriers under federal price transparency rules.

How much rates vary

Facilitymedian $776 · 10th to 90th $447 to $1,549Professionalmedian $363 · 10th to 90th $288 to $933
$500$1K$2Kfacility $776professional $363

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Professional
Modifier
None
Typical Low
$398.11
Median
$398.11
Typical High
$416.87
Anthem BCBS
Setting
Facility
Modifier
None
Typical Low
$446.68
Median
$758.58
Typical High
$1,479.11
Anthem BCBS
Setting
Professional
Modifier
None
Typical Low
$269.15
Median
$363.08
Typical High
$776.25
Cigna
Setting
Facility
Modifier
None
Typical Low
$457.09
Median
$954.99
Typical High
$2,187.76
Cigna
Setting
Professional
Modifier
None
Typical Low
$331.13
Median
$758.58
Typical High
$1,348.96
ConnectiCare
Setting
Professional
Modifier
None
Typical Low
$588.84
Median
$794.33
Typical High
$1,071.52
United
Setting
Professional
Modifier
None
Typical Low
$251.19
Median
$363.08
Typical High
$776.25
2 more rates with less common billing modifiers

A modifier changes what was billed, for example a reduced or repeated service. Each of these modifiers carries under 10% of the published rates for this code. Modifier combinations, and modifiers with fewer than 30 rates for a carrier, are not listed.

Insurance Carrier
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$199.53
Median
$199.53
Typical High
$208.93
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$79.43
Median
$79.43
Typical High
$83.18

Where Connecticut sits

The same service costs 3.4 times more in Alaska than in Nebraska. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Connecticut· 48th of 51

$417

AK $1,349NE $398

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.