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Full Gene Test For Inherited Tumor Risk

Arizona rates for HCPCS 81321

A laboratory test that reads the entire sequence of a single gene from a blood sample, looking for inherited changes linked to a higher risk of tumors. Reading the whole gene picks up changes anywhere along it, not only at the spots a shorter test checks.

Rates data updated October 2026.

How much does Full Gene Test For Inherited Tumor Risk cost?

$479

Typical negotiated rate. In Arizona, October 2026.

Insurers have agreed to pay about $479 for this service. The price depends on where it is billed: about $398 from a physician practice, and about $1,318 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 5 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$398$251 to $603
FacilityA hospital or hospital-owned outpatient department$1,318$661 to $1,950

How much rates vary

Facilitymedian $1,318 · 10th to 90th $380 to $2,630Professionalmedian $398 · 10th to 90th $251 to $3,020
$500$1K$2Kfacility $1,318professional $398

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$457.09
Median
$1,949.84
Typical High
$3,090.30
Aetna
Setting
Professional
Modifier
None
Typical Low
$398.11
Median
$398.11
Typical High
$457.09
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$199.53
Median
$199.53
Typical High
$223.87
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$81.28
Median
$81.28
Typical High
$89.13
BCBS Arizona
Setting
Facility
Modifier
None
Typical Low
$407.38
Median
$1,737.80
Typical High
$2,630.27
BCBS Arizona
Setting
Professional
Modifier
None
Typical Low
$575.44
Median
$588.84
Typical High
$1,023.29
Cigna
Setting
Facility
Modifier
None
Typical Low
$295.12
Median
$1,174.90
Typical High
$1,659.59
Cigna
Setting
Professional
Modifier
None
Typical Low
$275.42
Median
$588.84
Typical High
$2,344.23
Medica
Setting
Facility
Modifier
None
Typical Low
$398.11
Median
$478.63
Typical High
$1,047.13
Medica
Setting
Professional
Modifier
None
Typical Low
$251.19
Median
$251.19
Typical High
$3,019.95
United
Setting
Professional
Modifier
None
Typical Low
$251.19
Median
$251.19
Typical High
$363.08

Where Arizona sits

The same service costs 3.4 times more in Alaska than in Nebraska. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Arizona· 40th of 51

$479

AK $1,349NE $398

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.