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Full Gene Test For Inherited Tumor Risk

Alabama rates for HCPCS 81321

A laboratory test that reads the entire sequence of a single gene from a blood sample, looking for inherited changes linked to a higher risk of tumors. Reading the whole gene picks up changes anywhere along it, not only at the spots a shorter test checks.

Rates data updated October 2026.

How much does Full Gene Test For Inherited Tumor Risk cost?

$589

Typical negotiated rate. In Alabama, October 2026.

Insurers have agreed to pay about $589 for this service. The price depends on where it is billed: about $363 from a physician practice, and about $589 from a hospital or other facility.

These are rates insurers have negotiated with providers, not the amount a patient is billed. What you owe depends on your plan's deductible and coinsurance. Based on rates published by 4 insurance carriers under federal price transparency rules.

Prices by location type

Billed byTypicalRange
Physician practiceA doctor's office, clinic or independent provider$363$263 to $692
FacilityA hospital or hospital-owned outpatient department$589$589 to $589

How much rates vary

Facilitymedian $589 · 10th to 90th $589 to $589Professionalmedian $363 · 10th to 90th $251 to $692
$500$1K$2Kfacility $589professional $363

Distribution of negotiated rates across all payers (price axis is log-scale). Need provider-level prices or 24+ months of history? Contact us.

Rates by insurance carrier

Insurance Carrier
Aetna
Setting
Facility
Modifier
None
Typical Low
$691.83
Median
$691.83
Typical High
$933.25
Aetna
Setting
Professional
Modifier
None
Typical Low
$398.11
Median
$691.83
Typical High
$691.83
Aetna
Setting
Professional
Modifier
52 · Reduced service
Typical Low
$234.42
Median
$346.74
Typical High
$346.74
Aetna
Setting
Professional
Modifier
53 · Discontinued
Typical Low
$93.33
Median
$138.04
Typical High
$138.04
BCBS Alabama
Setting
Facility
Modifier
None
Typical Low
$588.84
Median
$588.84
Typical High
$588.84
BCBS Alabama
Setting
Professional
Modifier
21 + 22 · Increased work + 24 · Unrelated visit after surgery + 31 + 55 · Aftercare only + 99 · Multiple modifiers
Typical Low
$309.03
Median
$446.68
Typical High
$446.68
Cigna
Setting
Facility
Modifier
None
Typical Low
$489.78
Median
$512.86
Typical High
$1,905.46
Cigna
Setting
Professional
Modifier
None
Typical Low
$223.87
Median
$281.84
Typical High
$2,511.89
United
Setting
Facility
Modifier
None
Typical Low
$213.80
Median
$537.03
Typical High
$602.56
United
Setting
Professional
Modifier
None
Typical Low
$251.19
Median
$331.13
Typical High
$363.08

Where Alabama sits

The same service costs 3.4 times more in Alaska than in Nebraska. Every bar is a state, most expensive first. Touch or drag across it to read any state, then open that state for its carriers and full range.

Alabama· 27th of 51

$589

AK $1,349NE $398

Median negotiated rate in each state, from every insurer that publishes one. States where no insurer publishes a rate for this service are not shown.